2308 Richter Ave, Waco, TX 76711 Property Records

McLennan County property record for 2308 Richter Ave, Waco, TX 76711

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,306 sqft · built 1954
Lot Size	0.18 acres (7,830 sqft)
Owner	2 Individual Names on Record
Last Sale	$183,465 (Apr 2026)
Tax Bill	$2,155 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Aug 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-006502-004500-9`

Property Details

APN / Parcel Number

Primary APN	`48-006502-004500-9`
Alternative APNs	`4800650200450090111` `166189`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,306 sqft Living Area
1st Floor Area	1,306 sqft
Flooring	Carpet

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1976
Exterior Material	Brick/Stone
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	7,830 sqft (0.18 acres)
Lot Dimensions	130 ft deep x 60 ft wide
Driveway	Concrete Driveway
Driveway Area	310 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	158 sqft
Patio Area	880 sqft
Storage Building	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2308 RICHTER AVE
City	WACO
State	TX
Zip	76711-1957
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	M1
Legal Description	BUSH-CARROLL LOT 3 BLOCK A ACRES .1797
Legal Subdivision	BUSH-CARROLL
Legal Block	A
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1028
Census Tract	4300

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2308 RICHTER AVE, WACO, TX 76711-1957
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2026	Deed, Transfer · FHA Mortgage NEWREZ LLC
Aug 16, 2021	Intrafamily Transfer, Transfer · Commercial Mortgage FIRST NATIONAL BANK CENTRAL TEXAS
Mar 9, 2021	Vendor's Lien, Transfer · Commercial Mortgage FIRST NATIONAL BANK OF CENTRAL TX

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2026 · Amount on Record
Deed Sale	Apr 28, 2026 · Amount on Record
Prior Sale	Aug 16, 2021 · Amount on Record
Deed Document Number	202613350
Prior Transfer Date	Mar 5, 2021
Prior Transfer Doc	0000008424
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 28, 2026
Property Address	2308 RICHTER AVE, WACO, TX 76711-1957
Document Number	0000013350
Instrument Date	Apr 27, 2026
Instrument	202613350
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN GUARANTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2308 RICHTER AVE, WACO, TX 76711-1957
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013351,
Date	Apr 28, 2026
Instrument	202613351

Lender

Name	NEWREZ LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCLENNAN TX
Recording Date	Aug 16, 2021
Property Address	2308 RICHTER AVE, WACO, TX 76711-1957
Document Number	0000032706
Map Reference	VOL714 PG124
Instrument Date	Aug 13, 2021
Instrument	2021032706
Transaction Type	Transfer
Record Updated	May 11, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	616 SARATOGA, ROBINSON, TX 76706-7172

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2308 RICHTER AVE, WACO, TX 76711-1957

Mortgage

Document Number	0000032707
Date	Aug 16, 2021
Instrument	2021032707

Lender

Name	FIRST NATIONAL BANK CENTRAL TEXAS

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

March 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Mar 9, 2021
Property Address	2308 RICHTER AVE, WACO, TX 76711-1957
Document Number	0000008424
Map Reference	VOL 714 PG 124
Instrument Date	Mar 5, 2021
Instrument	2021008424
Transaction Type	Transfer
Record Updated	May 11, 2026
Title Company	TEXAS TITLE - THE PEARSON FIRM, TEXAS TITLE THE PEARSON FIRM

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	934 S LEGGERYT DRIVE, ABILENE, TX 79605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	616 SARATOGA, ROBINSON, TX 76706-7172

Mortgage

Document Number	0000008425
Date	Mar 9, 2021
Instrument	2021008425

Lender

Name	FIRST NATIONAL BANK OF CENTRAL TX
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$172,327 (-2.06%) Land $22,706 Building $149,621	$172,327 (-2.06%) Land $22,706 Building $149,621
2025	$2,155.00 (-46.03%) Homeowner's exemption	$175,950 (+4.32%) Land $20,590 Building $155,360	$175,950 (+4.32%) Land $20,590 Building $155,360
2024	$3,993.00 (+5.61%)
2023		$168,660 Land $20,590 Building $148,070	$168,660 Land $20,590 Building $148,070
2022	$3,781.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.3% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile.

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