2308 E 12th Ave, Stillwater, OK 74074 Property Records

Payne County property record for 2308 E 12th Ave, Stillwater, OK 74074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,055 sqft · built 1968
Lot Size	0.296 acres (12,936 sqft)
Owner	Individual Name on File
Tax Bill	$1,546 (2025)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19N03E-19-4-SS770-001-0004`

Property Details

APN / Parcel Number

Primary APN	`19N03E-19-4-SS770-001-0004`
Alternative APNs	`600015140` `15140`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	2,055 sqft Living Area
1st Floor Area	2,055 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Aluminum Siding
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,936 sqft (0.296 acres)
Lot Dimensions	199 ft deep x 65 ft wide
Garage Type	Mixed
Garage Area	253 sqft
Deck Area	80 sqft
Patio Area	80 sqft
Canopy	130 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	15140
Street Address	2308 E 12TH AVE
City	STILLWATER
State	OK
Zip	74074-6573
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUNNYBROOK ADD BLK 1 LOT 4
Legal Range	03E
Legal Township	19N
Legal Section	19
Legal Subdivision	SUNNYBROOK ADD
Legal Block	1
Legal Lot Number	4
Jurisdiction	PAYNE OK
Township / Civil Division	STILLWATER
Census Block Group	2
Census Block	2001
Census Tract	10600

Owner

2308 E 12th Ave, a single family home, is owned by an individual.

Source: Payne County records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	3505 S JARDOT RD, STILLWATER, OK 74074-7205
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PAYNE OK
Property Address	2308 E 12TH AVE, STILLWATER, OK 74074-6573
Transaction Type	Mortgage
Record Updated	Jul 20, 2023
Title Company	OKLAHOMA CLOSING AND TITLE SERVICES, OKLAHOMA CLOSING & TTL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3505 S JARCOT RD, STILLWATER, OK 74074-7205

Mortgage

Document Number	0027560524
Date	Jul 3, 2023
Book Page	2756/524
Instrument	I-2023-006304

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 2308 E 12th Ave was $1,546, up 4.5% from the year before.

Source: Payne County assessment roll, as of February 6, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Payne County
Municipality	Stillwater City
Unified School District	Stillwater Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,033 (+10.25%) Land $1,260 Building $14,773	$140,645 Land $11,061 Building $129,584
2025	$1,546.00 (+4.53%)	$14,542 (-) Land $1,177 Building $13,365
2024	$1,479.00 (+5.27%)	$14,542 (+5%) Land $1,177 Building $13,365	$185,200 (+4.89%) Land $15,000 Building $170,200
2023	$1,405.00 (+5.24%)	$13,850 (+5%) Land $1,176 Building $12,674	$176,560 (+9.94%) Land $15,000 Building $161,560
2022	$1,335.00	$13,191 Land $1,232 Building $11,959	$160,590 Land $15,000 Building $145,590

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2308 E 12th Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective January 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1993–1995)
Most Recent Claim	Aug 1995 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2308 E 12th Ave is high, ranking above 75% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 44% of Oklahoma
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STILLWATER UTILITIES AUTHORITY serves 53,000 people · EPA ID OK1021220
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Feb 2023 Turbidity resolved · Oct 2018
Treatment and Procedure	Organic carbon removal Oct 2022
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak.

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