2308 Cedarwood Loop, San Ramon, CA 94582 Property Records

Contra Costa County property record for 2308 Cedarwood Loop, San Ramon, CA 94582

Property Summary

Property Type	Townhouse
Details	4 bd · 2.5 ba · 1,659 sqft · built 2005
Lot Size	0.063 acres (2,751 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,100,000 (Apr 2026)
Tax Bill	$13,088 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`222-400-040-2`

Property Details

APN / Parcel Number

Primary APN	`222-400-040-2`
Alternative APN	`222-400-040`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,659 sqft Living Area
1st Floor Area	701 sqft
2nd Floor Area	958 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2010
Architectural Style	Townhouse
Lot Area	2,751 sqft (0.063 acres)
Garage Type	Attached
Garage Area	430 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	2308 CEDARWOOD LOOP
City	SAN RAMON
State	CA
Zip	94582-3014
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	T8684 L76
Legal Subdivision	SUBDIVISION 8684
Legal Tract	8684
Legal Lot Number	76
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	4
Census Block	4001
Census Tract	345112

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2308 CEDARWOOD LOOP, SAN RAMON, CA 94582-3014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Nov 5, 2021	Deed of Trust, Mortgage · Line of Credit EAST WEST BANK
Apr 16, 2026	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 4, 2017	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
Jun 30, 2017	Grant Deed, Transfer · ARM STERLING BANK & TRUST FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 16, 2026 · Amount on Record
Deed Sale	Apr 16, 2026 · Amount on Record
Prior Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	202638648
Prior Transfer Date	Mar 5, 2014
Prior Transfer Doc	0000039527
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2308 CEDARWOOD LOOP, SAN RAMON, CA 94582-3014
Transaction Type	Mortgage
Record Updated	Apr 24, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2308 CEDARWOOD LOOP, SAN RAMON, CA 94582-3014

Mortgage

Document Number	0000308373
Date	Nov 5, 2021
Instrument	2021-308373

Lender

Name	EAST WEST BANK
Type	Bank
Address	EL MONTE, CA 91731

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Oct 26, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Apr 16, 2026
Property Address	2308 CEDARWOOD LOOP, SAN RAMON, CA 94582-3014
Document Number	0000038648
Instrument Date	Apr 13, 2026
Instrument	202638648
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$122,210.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2308 CEDARWOOD LOOP, SAN RAMON, CA 94582-3014

Mortgage

Document Number	0000038649,
Date	Apr 16, 2026
Instrument	202638649

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	2308 CEDARWOOD LOOP, SAN RAMON, CA 94582-3014
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	STEWART TITLE OF CA SANTA AN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000077349
Date	May 4, 2017
Instrument	2017-077349

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN RAMON, CA 94582

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Jun 30, 2017
Property Address	2308 CEDARWOOD LOOP, SAN RAMON, CA 94582-3014
Document Number	0000118325
Map Reference	MAP475 PG17-49
Instrument Date	Jun 26, 2017
Instrument	2017-118325
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2308 CEDARWOOD LOOP, SAN RAMON, CA 94582-3014

Mortgage

Document Number	0000118326
Date	Jun 30, 2017
Instrument	2017-118326

Lender

Name	STERLING BANK & TRUST FSB
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jul 1, 2022
Change Frequency	Annually
Min Rate At Change	3.95%
Max Rate At Change	10.5%
Index	1-Year LIBOR
Max Rate	10.5%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$947,033 (+2%) Land $651,086 Building $295,947
2025	$13,088.00 (+4.05%)	$928,465 (+4.04%) Land $638,320 Building $290,145
2023	$12,578.00 (+1.41%)	$892,413 Land $613,534 Building $278,879
2022	$12,403.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Sail Internet.

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