2308 Ave E NW, Winter Haven, FL 33880 Property Records

Polk County property record for 2308 Ave E NW, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,101 sqft · built 1968
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Sep 2020)
Tax Bill	$3,254 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Oct 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-19-552500-002161`

Property Details

APN / Parcel Number

Primary APN	`26-28-19-552500-002161`
Alternative APNs	`192826552500002161` `92826000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,101 sqft Living Area
Gross Area	1,521 sqft
1st Floor Area	1,101 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1999
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	420 sqft
Porch	Unfinished Open Porch
Porch Area	144 sqft

Location & Zoning

Street Address	2308 AVENUE E NW
City	WINTER HAVEN
State	FL
Zip	33880-2115
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	WEST LAKE PARK SUB PB 10 PG 28 BLK 2 LOTS 16 W1/2 & 17
Legal Range	26E
Legal Township	28S
Legal Section	19
Legal Subdivision	WEST LAKE PARK SUBDIVISION
Legal Tract	552500
Legal Block	2
Legal Lot Number	16
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1012
Census Tract	13801

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2308 AVENUE E NW, WINTER HAVEN, FL 33880-2115
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2025	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Oct 18, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jun 28, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 7, 2021	Deed of Trust, Mortgage · Loan Assumption QUICKEN LOANS LLC
Sep 15, 2020	Warranty Deed, Transfer · Conventional with PMI R P FNDG INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Deed Document Number	2020191957
Deed Book / Page	11375 / 1977
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2308 AVENUE E NW, WINTER HAVEN, FL 33880-2115
Transaction Type	Mortgage
Record Updated	Oct 28, 2025
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2308 AVENUE E NW, WINTER HAVEN, FL 33880-2115

Mortgage

Document Number	0000237149
Date	Oct 9, 2025
Book Page	13730/437
Instrument	2025237149

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	306 Months
Due	Apr 1, 2051

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2308 AVENUE E NW, WINTER HAVEN, FL 33880-2115
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2308 AVENUE E NW, WINTER HAVEN, FL 33880-2115

Mortgage

Document Number	0000247352
Date	Oct 18, 2023
Book Page	12879/866
Instrument	2023247352

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Apr 1, 2051

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2308 AVENUE E NW, WINTER HAVEN, FL 33880-2115
Transaction Type	Mortgage
Record Updated	Jul 11, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2308 AVENUE E NW, WINTER HAVEN, FL 33880-2115

Mortgage

Document Number	0000150902
Date	Jun 28, 2023
Book Page	12744/662
Instrument	2023150902

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	334 Months
Due	Apr 1, 2051

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	2308 AVENUE E NW, WINTER HAVEN, FL 33880-2115
Transaction Type	Mortgage
Record Updated	Apr 28, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2308 AVENUE E NW, WINTER HAVEN, FL 33880-2115

Mortgage

Document Number	0000086534
Date	Apr 7, 2021
Book Page	11654/2267
Instrument	2021086534

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Loan Assumption
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Sep 15, 2020
Property Address	2308 AVENUE E NW, WINTER HAVEN, FL 33880-2115
Document Number	0113751977
Book / Page	011375 / 001977
Instrument Date	Sep 8, 2020
Instrument	191957
Transaction Type	Transfer
Record Updated	Oct 7, 2020
Title Company	SECURITY NATIONAL TITLE AND ESCROW, SECURITY NAT'L TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2308 AVENUE E NW WINTER HAVEN FL 338802115, WINTER HAVEN, FL 33880-2115

Mortgage

Document Number	113751979
Date	Sep 15, 2020
Book Page	011375/001979
Instrument	191958

Lender

Name	R P FNDG INC
Address	LAKE MARY, FL 32746

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2050

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,314 (+1%)	$206,638 (+6.29%) Land $15,956 Building $190,682
2025	$3,254.00 (+16.67%)	$162,104 (-6.14%)	$194,409 (+12.56%) Land $15,956 Building $178,453
2023	$2,789.00 (+12.05%)	$172,714 (+20.05%) Land $15,525 Building $157,189	$172,714 (+20.05%) Land $15,525 Building $157,189
2022	$2,489.00	$143,867 Land $12,937 Building $130,930	$143,867 Land $12,937 Building $130,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2001 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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