23078 E 520 Rd, Colcord, OK 74338 Property Records

Delaware County property record for 23078 E 520 Rd, Colcord, OK 74338

Property Summary

Property Type	Rural Home
Details	2 ba · 3,558 sqft · built 2017
Lot Size	4.78 acres (208,217 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,723 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21N25E-25-3-00000-000-0000`

Property Details

APN / Parcel Number

Primary APN	`21N25E-25-3-00000-000-0000`
Alternative APNs	`0085436` `85436`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	3,558 sqft Living Area

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Wood Siding
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	208,217 sqft (4.78 acres)

Exterior Amenities

Porch	Slab
Porch Area	352 sqft
Deck Area	554 sqft
Patio Area	642 sqft
Lean-To	400 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	85436
Street Address	23078 E 520 RD
City	COLCORD
State	OK
Zip	74338-4917
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	25-21-25 PT W2 SW COMM SW COR SEC, N 397.32' TO POB; N 455.38', E 380', S 646.8', NW 61 DEG 83.05', NW 65 DEG 342.16' TO POB
Legal Range	25E
Legal Township	21N
Legal Section	25
Jurisdiction	DELAWARE OK
Township / Civil Division	COLCORD
Census Block Group	3
Census Block	3019
Census Tract	976200

Owner

23078 E 520 Rd, a rural home, is owned and occupied by two individuals who acquired it in January 2021.

Source: Delaware County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	23078 E 520 RD, COLCORD, OK 74338-4917
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 12, 2021
Transfer Doc	2364/841
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DELAWARE OK
Recording Date	Feb 19, 2021
Property Address	23078 E 520 RD, COLCORD, OK 74338-4917
Document Number	2364/841
Book / Page	2364 / 841
Instrument Date	Jan 12, 2021
Instrument	2021-001603
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	23078 E 520 RD, COLCORD, OK 74338-4917

Mortgage

Document Number	2021001604
Date	Feb 19, 2021
Instrument	2021-001604

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 23078 E 520 Rd was $2,723 with a homeowner's exemption, up 0.6% from the year before.

Source: Delaware County assessment roll, as of February 10, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Delaware County
Unified School District	Colcord Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$32,068 (+3%) Land $1,242 Building $30,826	$278,844 (-36.36%) Land $10,796 Building $268,048
2025	$2,723.00 (+0.63%) Homeowner's exemption	$31,133 (+3%) Land $1,205 Building $29,928	$438,165 (+9.7%) Land $31,980 Building $406,185
2024	$2,706.00 (+5.29%) Homeowner's exemption	$30,226 (+3%) Land $1,170 Building $29,056	$399,414 (+12.57%) Land $16,030 Building $383,384
2023	$2,570.00 Homeowner's exemption	$29,346 Land $1,133 Building $28,213	$354,821 Land $10,780 Building $344,041

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 23078 E 520 Rd in Zone X, an area of minimal flood risk, though there have been 27 flood claims nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective September 13, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	27 (2008–2011)
Most Recent Claim	May 2011 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2011 · 3 claims Severe Storms And Flooding, Apr 2011 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 23078 E 520 Rd is high, ranking above 76% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 76% of the US · above 47% of Oklahoma
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
BOLT Fiber Fiber	1,000 / 1,000