2307 Silver Oak Ct, Fleming Island, FL 32003 Property Records

Clay County property record for 2307 Silver Oak Ct, Fleming Island, FL 32003

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,136 sqft · built 2001
Lot Size	0.33 acres (14,378 sqft)
Owner	2 Owner Names on File
Last Sale	$307,500 (Jul 2001)
Tax Bill	$4,555 (2025)
Deeds & Mortgages	Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-04-26-021262-029-51`

Property Details

APN / Parcel Number

Primary APN	`31-04-26-021262-029-51`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,136 sqft Heated Area
Gross Area	4,033 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Exterior Material	Stucco
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,378 sqft (0.33 acres)
Garage Area	619 sqft
Porch	Porch
Porch Area	278 sqft
Deck Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	2307 SILVER OAK CT
City	FLEMING ISLAND
State	FL
Zip	32003-8609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 51 SOUTH BROOK AS REC O R1954 PG 1344
Legal Range	26
Legal Township	04
Legal Section	31
Legal Subdivision	SOUTH BROOK/EAGLE HARBOR
Legal Lot Number	51
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	1
Census Block	1002
Census Tract	30704

Owner

The current owner of 2307 Silver Oak Ct bought it in July 2001.

Source: Clay County records, as of December 18, 2025

Owner of Record	2 Owner Names on File
Mailing Address	2307 SILVER OAK CT, FLEMING ISLAND, FL 32003-8609
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2001 · Amount on File
Deed Sale	Jul 10, 2001 · Amount on File
Deed Document Number	200130938
Deed Book / Page	1954 / 1344
Record Updated	Jun 8, 2026

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	2307 SILVER OAK CT, FLEMING ISLAND, FL 32003-8609
Document Number	0041481398
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Dec 26, 2018
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2307 SILVER OAK CT FLEMING ISLAND FL 320038609, FLEMING ISLAND, FL 32003-8609

Mortgage

Document Number	0041481398
Date	Dec 12, 2018
Book Page	004148/001398
Instrument	64334

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 11, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 2307 Silver Oak Ct was $4,555 with a homeowner's exemption.

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,555.00 Homeowner's exemption	$338,821	$581,911 Land $85,000 Building $496,911
2023	$6,683.00 (+5.06%) Homeowner's exemption	$319,683 (+3%)	$559,604 (+32.56%) Land $85,000 Building $474,604
2022	$6,361.00 Homeowner's exemption	$310,372	$422,146 Land $63,000 Building $359,146

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2307 Silver Oak Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	46 in force
Nearby Flood Claims	2 (2017)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2307 Silver Oak Ct is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 89% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20