Union County property record for 2307 River Chase Dr, Monroe, NC 28110
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,273 sqft · built 1996 |
| Lot Size | 0.346 acres (15,072 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $194,500 (Oct 2019) |
| Tax Bill | $2,469 (2025) |
| Deeds & Mortgages | Jun 2022 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-307-190 |
| Primary APN | 09-307-190 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,273 sqft Living Area |
| 1st Floor Area | 1,273 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 15,072 sqft (0.346 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 88 sqft |
| Patio Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 2307 RIVER CHASE DR |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-8995 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 MONRO |
| Legal Description | #28 RIVER CHASE PH2 OPCE373 |
| Legal Subdivision | RIVER CHASE |
| Legal Lot Number | 28 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MONROE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 20403 |
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2307 RIVER CHASE DR, MONROE, NC 28110-8995 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 27, 2022 | Deed of Trust, Mortgage · FHA Mortgage PLANET HOME LENDING LLC |
| May 28, 2021 | Deed of Trust, Mortgage · FHA Mortgage JFQ LENDING INC |
| Oct 31, 2019 | Warranty Deed, Transfer · FHA Mortgage AMERICAN SEC MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 31, 2019 · Amount on Record |
| Deed Sale | Oct 31, 2019 · Amount on Record |
| Prior Sale | Jan 2, 2003 · Amount on Record |
| Deed Document Number | 201933746 |
| Deed Book / Page | 7505 / 98 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2307 RIVER CHASE DR, MONROE, NC 28110-8995 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2307 RIVER CHASE DR, MONROE, NC 28110-8995 |
| Document Number | 0008509831 |
|---|---|
| Date | Jun 27, 2022 |
| Book Page | 8509/831 |
| Instrument | 22791 |
| Name | PLANET HOME LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | MERIDEN, CT 06450 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 2307 RIVER CHASE DR, MONROE, NC 28110-8995 |
| Transaction Type | Mortgage |
| Record Updated | Jun 11, 2021 |
| Name | Verified Name |
|---|
| Document Number | 8118422 |
|---|---|
| Date | May 28, 2021 |
| Book Page | 8118/422 |
| Instrument | 25532 |
| Name | JFQ LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SCOTTSDALE, AZ 85256 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 313 Months |
| Due | Jun 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 31, 2019 |
| Property Address | 2307 RIVER CHASE DR, MONROE, NC 28110-8995 |
| Document Number | 750598 |
| Book / Page | 007505 / 000098 |
| Instrument Date | Oct 29, 2019 |
| Instrument | 33746 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $389.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2307 RIVER CHASE DR MONROE NC 281108995, MONROE, NC 28110-8995 |
| Document Number | 7505100 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 007505/000100 |
| Instrument | 33747 |
| Name | AMERICAN SEC MTG |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 30, 2049 |
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Monroe City |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $282,500 (-) Land $59,600 Building $222,900 | $282,500 (-) Land $59,600 Building $222,900 | |
| 2025 | $2,469.00 (+17.57%) | $282,500 (+46.68%) Land $59,600 Building $222,900 | $282,500 (+46.68%) Land $59,600 Building $222,900 |
| 2023 | $2,100.00 | $192,600 Land $35,000 Building $157,600 | $192,600 Land $35,000 Building $157,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MONROE serves 43,081 people · EPA ID NC0190010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | E. coli resolved · Aug 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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