Hunt County property record for 2307 Live Oak St, Commerce, TX 75428
| Property Type | Commercial |
|---|---|
| Details | 12,420 sqft · built 1990 |
| Lot Size | 1.99 acres (86,946 sqft) |
| Owner | Company Name on Record |
| Last Sale | $532,000 (May 2024) |
| Tax Bill | $17,275 (2025) |
| Deeds & Mortgages | May 2023 Mortgage May 2017 Mortgage + 5 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0219-0070-0000-31 |
| Primary APN | 0219-0070-0000-31 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 12,420 sqft Gross Area |
| 1st Floor Area | 12,320 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2013 |
| Lot Area | 86,946 sqft (1.99 acres) |
| Garage Area | 13,200 sqft |
| Parking Spaces | 42 Parking Spaces |
| Porch | Slab |
| Porch Area | 100 sqft |
| Total Buildings | 4 Buildings |
| Street Address | 2307 LIVE OAK ST |
|---|---|
| City | COMMERCE |
| State | TX |
| Zip | 75428-2406 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | A0219 CURLIN WILLIAM,TRACT 7, ACRES 1.996 |
| Legal Subdivision | CURLIN WILLIAM |
| Legal Tract | 7 |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | HUNT TX |
| Township / Civil Division | COMMERCE |
| Census Block Group | 1 |
| Census Block | 1060 |
| Census Tract | 960100 |
Source: Hunt County records, as of July 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 4688 COUNTY ROAD 1089, CELESTE, TX 75423-4993 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 4, 2023 | Deed of Trust, Mortgage · Commercial Mortgage GUARANTY BANK & TRUST NA |
| May 18, 2017 | Deed of Trust, Mortgage · Commercial Mortgage GUARANTY BANK & TRUST |
| Jul 2, 2018 | Deed of Trust, Mortgage · Commercial Mortgage GUARANTY BANK & TRUST |
| May 3, 2022 | Deed of Trust, Mortgage · Commercial Mortgage GUARANTY BANK & TRUST CO |
| Jul 14, 2020 | Loan Modification, Mortgage GUARANTY BK |
| Jun 25, 2019 | Loan Modification, Mortgage GUARANTY BK |
| May 19, 2017 | Trustee's Deed, Construction Loan · Construction Mortgage GUARANTY BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 16, 2024 · Amount on Record |
| Deed Sale | May 16, 2024 · Amount on Record |
| Prior Sale | Apr 7, 2016 · Amount on Record |
| Deed Document Number | 20249020 |
| Prior Transfer Date | Apr 4, 2016 |
| Prior Transfer Doc | 0000004285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 2307 LIVE OAK ST, COMMERCE, TX 75428-2406 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000008120 |
|---|---|
| Date | May 4, 2023 |
| Instrument | 2023-08120 |
| Name | GUARANTY BANK & TRUST NA |
|---|---|
| Type | Bank |
| Address | COMMERCE, TX 75429 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 1, 2038 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 2307 LIVE OAK ST, COMMERCE, TX 75428-2406 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000006497 |
|---|---|
| Date | May 18, 2017 |
| Instrument | 2017-06497 |
| Name | GUARANTY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COMMERCE, TX 75429 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 186 Months |
| Due | Nov 17, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 2307 LIVE OAK ST, COMMERCE, TX 75428-2406 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000010048 |
|---|---|
| Date | Jul 2, 2018 |
| Instrument | 2018-10048 |
| Name | GUARANTY BANK & TRUST |
|---|---|
| Type | Bank |
| Address | COMMERCE, TX 75429 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 11 Months |
| Due | Jun 21, 2019 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 2307 LIVE OAK ST, COMMERCE, TX 75428-2406 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000010367 |
|---|---|
| Date | May 3, 2022 |
| Instrument | 2022-10367 |
| Name | GUARANTY BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | COMMERCE, TX 75429 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 123 Months |
| Due | Aug 2, 2032 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 2307 LIVE OAK ST, COMMERCE, TX 75428-2406 |
| Document Number | 0000013917 |
| Instrument Date | Jul 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 2307 LIVE OAK ST #201 COMMERCE TX 754282406, 201, COMMERCE, TX 75428-2406 |
| Document Number | 0000013917 |
|---|---|
| Date | Aug 21, 2020 |
| Instrument | 13917 |
| Name | GUARANTY BK |
|---|---|
| Type | Bank |
| Address | COMMERCE, TX 75429-0982 |
| Amount | Amount Recorded |
|---|---|
| Term | 12 Months |
| Due | Aug 20, 2021 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | HUNT TX |
| Property Address | 2307 LIVE OAK ST, COMMERCE, TX 75428-2406 |
| Document Number | 0000009384 |
| Instrument Date | Jun 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2307 LIVE OAK ST #201 COMMERCE TX 754282406, 201, COMMERCE, TX 75428-2406 |
| Document Number | 0000009384 |
|---|---|
| Date | Jul 5, 2019 |
| Instrument | 9384 |
| Name | GUARANTY BK |
|---|---|
| Type | Bank |
| Address | COMMERCE, TX 75429-0982 |
| Amount | Amount Recorded |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | HUNT TX |
| Recording Date | May 19, 2017 |
| Property Address | 2307 LIVE OAK ST, COMMERCE, TX 75428-2406 |
| Instrument Date | May 17, 2017 |
| Instrument | 6529 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 21, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2307 LIVE OAK ST COMMERCE TX 754282406, COMMERCE, TX 75428-2406 |
| Document Number | 0000006529 |
|---|---|
| Date | May 19, 2017 |
| Instrument | 6529 |
| Name | GUARANTY BK |
|---|---|
| Type | Bank |
| Address | COMMERCE, TX 75429-0982 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 18, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: Hunt County assessment roll, as of September 10, 2025
| Type | Name |
|---|---|
| State | Texas |
| Municipality | Commerce City |
| County | Hunt County |
| Unified School District | Commerce Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,275.00 (+60.21%) | $662,270 (+65.42%) Land $130,420 Building $531,850 | $662,270 (+65.42%) Land $130,420 Building $531,850 |
| 2024 | $10,783.00 (+39.62%) | ||
| 2023 | $400,350 Land $78,000 Building $322,350 | $400,350 Land $78,000 Building $322,350 | |
| 2022 | $7,723.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Aug 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 87% of Texas |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF COMMERCE serves 9,266 people · EPA ID TX1160003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Jul 2022 Total trihalomethanes resolved · Oct 2017 Haloacetic acids resolved · Jan 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Peoples Communications Fixed Wireless | 500 / 60 |
| 360 Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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