2307 96th St, Lubbock, TX 79423 Property Records

Lubbock County property record for 2307 96th St, Lubbock, TX 79423

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,525 sqft · built 1999
Lot Size	0.174 acres (7,605 sqft)
Owner	Individual Name on Record
Tax Bill	$3,915 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Dec 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R151012`

Property Details

APN / Parcel Number

Primary APN	`R151012`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,525 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	7,605 sqft (0.174 acres)
Lot Dimensions	117 ft deep x 65 ft wide
Garage Area	395 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2307 96TH ST
City	LUBBOCK
State	TX
Zip	79423-4436
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	OAK TERRACE L 183
Legal Subdivision	OAK TERRACE
Legal Lot Number	1830
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	1
Census Block	1017
Census Tract	10506

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	2307 96TH ST, LUBBOCK, TX 79423-4436
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 19, 2024	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 27, 2018	Vendor's Lien, Transfer CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2018
Deed Sale	Dec 27, 2018
Prior Sale	Nov 27, 2013
Deed Document Number	2018048144
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2307 96TH ST, LUBBOCK, TX 79423-4436
Transaction Type	Mortgage
Record Updated	Mar 27, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2307 96TH ST, LUBBOCK, TX 79423-4436

Mortgage

Document Number	0000011120
Date	Mar 19, 2024
Instrument	2024011120

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	298 Months
Due	Jan 1, 2049

December 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LUBBOCK TX
Recording Date	Dec 27, 2018
Property Address	2307 96TH ST, LUBBOCK, TX 79423-4436
Document Number	0000048144
Map Reference	VOL 6072 PG 148
Instrument Date	Dec 14, 2018
Instrument	2018048144
Transaction Type	Transfer
Record Updated	Dec 23, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2307 96TH ST, LUBBOCK, TX 79423-4436

Mortgage

Document Number	0000048145
Date	Dec 27, 2018
Instrument	2018048145

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,915.00 (-5.69%)	$221,267 (-1.34%) Land $30,000 Building $191,267	$221,267 (-1.34%) Land $30,000 Building $191,267
2024	$4,151.00 (-0.41%)
2023	$4,168.00 (+3.3%)	$224,265 Land $20,800 Building $203,465	$224,265 Land $20,800 Building $203,465
2022	$4,035.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 738 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Metronet Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	300 / 60
Telespan Fixed Wireless	100 / 40

May also be available: Verizon.

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