2306 Stern Dr, Bloomington, IL 61704 Property Records

McLean County property record for 2306 Stern Dr, Bloomington, IL 61704

Property Summary

Property Type	Commercial
Details	3,860 sqft · built 1986
Lot Size	0.259 acres (11,283 sqft)
Owner	Company Name on Record
Last Sale	$210,000 (Nov 2021)
Tax Bill	$7,834 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-02-403-012`

Property Details

APN / Parcel Number

Primary APN	`21-02-403-012`

Interior

Plumbing Fixtures	6 Plumbing Fixtures
Units	2 Units
Stories	1 Story
Building Area	3,860 sqft Gross Area
1st Floor Area	1,748 sqft
Basement Area	1,748 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	11,283 sqft (0.259 acres)
Lot Dimensions	128 ft deep x 88 ft wide
View / Lot	Lake Front
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	A/C Chilled Water
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2306 STERN DR
City	BLOOMINGTON
State	IL
Zip	61704-4406
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	BERGMAN SUB LOT 2
Legal Range	02E
Legal Township	23N
Legal Section	02
Legal Subdivision	BERGMAN SUB
Legal Lot Number	2
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	1
Census Block	1023
Census Tract	1103

Owner

Source: McLean County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	2304 STERN DR, BLOOMINGTON, IL 61704-4406
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 19, 2021 · Amount on Record
Deed Sale	Nov 19, 2021 · Amount on Record
Prior Sale	Dec 12, 2007 · Amount on Record
Deed Document Number	202127621
Prior Transfer Date	Feb 23, 2010
Prior Transfer Doc	0000004104
Record Updated	Oct 29, 2026

November 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLEAN IL
Recording Date	Nov 19, 2021
Property Address	2306 STERN DR, BLOOMINGTON, IL 61704-4406
Document Number	202100027621
Map Reference	DOC 84-10754
Instrument Date	Nov 4, 2021
Instrument	2021-00027621
Transaction Type	Transfer
Record Updated	Sep 25, 2023
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$315.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2304 STERN DR, BLOOMINGTON, IL 61704-4406

Mortgage

Document Number	202100027622
Date	Nov 19, 2021
Instrument	2021-00027622

Lender

Name	FIRST STATE BANK OF BLOOMINGTON
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Nov 10, 2026

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$105,234 (+12.54%) Land $38,598 Building $66,636	$315,702 (+12.54%) Land $115,794 Building $199,908
2024	$7,834.00 (+0.24%)
2023	$7,815.00 (+0.93%)	$93,504 (+2.62%) Land $34,296 Building $59,208	$280,512 (+2.62%) Land $102,888 Building $177,624
2022	$7,743.00	$91,116 Land $33,420 Building $57,696	$273,348 Land $100,260 Building $173,088

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, Pavlov Media, T-Mobile, Watch TV.

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