2306 S 3rd St, Waco, TX 76706 Property Records

McLennan County property record for 2306 S 3rd St, Waco, TX 76706

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 2,261 sqft · built 2013
Lot Size	0.189 acres (8,233 sqft)
Owner	Individual Name on Record
Last Sale	$184,700 (Apr 2021)
Tax Bill	$8,382 (2024)
Deeds & Mortgages	Apr 2021 Mortgage May 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-040200-002800-7`

Property Details

APN / Parcel Number

Primary APN	`48-040200-002800-7`
Alternative APNs	`4804020000280070101` `192503`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,261 sqft Living Area
1st Floor Area	2,261 sqft
Flooring	Carpet

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Architectural Style	Duplex Single
Exterior Material	Other
Roof Material	Composition Shingle
Lot Area	8,233 sqft (0.189 acres)
Lot Dimensions	165 ft deep x 50 ft wide
Driveway	Concrete Driveway
Driveway Area	2,300 sqft
Porch	Open Porch
Porch Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2306 S 3RD ST
City	WACO
State	TX
Zip	76706-6445
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	M1
Legal Description	TAYLOR J W LOT 4 BLOCK 63 ACRES .189
Legal Subdivision	TAYLOR J W
Legal Block	63
Legal Lot Number	4
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2010
Census Tract	200

Owner

Source: McLennan County records, as of September 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	13120 ALVARADO LN, FRISCO, TX 75035-5193
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage WINTEX GROUP LLC
May 6, 2021	Correction Deed CONCIERGE TITLE/TEXAS LLC, CONCIERGE TITLE OF TEXAS LLC
Apr 22, 2021	Vendor's Lien, Transfer WINTEX GROUP LLC
Oct 1, 2018	Loan Modification, Mortgage AMERICAN BK NA
Aug 20, 2018	Loan Modification, Mortgage AMERICAN BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 22, 2021 · Amount on Record
Deed Sale	Apr 22, 2021 · Amount on Record
Deed Document Number	202115261
Last Transfer Date	May 6, 2021
Transfer Doc	0000017572
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	2306 S 3RD ST, WACO, TX 76706-6445
Transaction Type	Mortgage
Record Updated	Aug 24, 2021
Title Company	CTOTX

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015520
Date	Apr 23, 2021
Instrument	2021015520

Lender

Name	WINTEX GROUP LLC
Address	PLANO, TX 75093

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

May 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 6, 2021
Property Address	2306 S 3RD ST, WACO, TX 76706-6445
Document Number	0000017572
Map Reference	VOL 90 PG 31
Instrument Date	May 6, 2021
Instrument	2021017572
Record Updated	Feb 3, 2023
Title Company	CONCIERGE TITLE/TEXAS LLC, CONCIERGE TITLE OF TEXAS LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

April 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Apr 22, 2021
Property Address	2306 S 3RD ST, WACO, TX 76706-6445
Document Number	0000015261
Map Reference	VOL 90 PG 31
Instrument Date	Mar 25, 2021
Instrument	2021015261
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	NOT AVAILABLE, CTOT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13120 ALVARADO LN, FRISCO, TX 75035-5193

Mortgage

Date	Apr 22, 2021

Lender

Name	WINTEX GROUP LLC
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Amount	Amount Recorded

October 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2306 S 3RD ST, WACO, TX 76706-6445
Document Number	0000035614
Instrument Date	Oct 1, 2018
Transaction Type	Mortgage
Record Updated	Oct 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4406 MICHAELS CV AUSTIN TX 787461602, AUSTIN, TX 78746-1602

Mortgage

Document Number	0000035614
Date	Oct 8, 2018
Instrument	35614

Lender

Name	AMERICAN BK NA
Address	WACO, TX 76715-4068

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 7, 2023

August 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	2306 S 3RD ST, WACO, TX 76706-6445
Document Number	0000035614
Instrument Date	Aug 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4406 MICHAELS CV AUSTIN TX 787461602, AUSTIN, TX 78746-1602

Mortgage

Document Number	0000035614
Date	Oct 8, 2018
Instrument	35614

Lender

Name	AMERICAN BK NA
Address	WACO, TX 76715-4068

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Oct 7, 2023

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$380,490 (+18.8%) Land $40,670 Building $339,820	$380,490 (+18.8%) Land $40,670 Building $339,820
2024	$8,382.00 (+16.74%)
2023		$320,290 Land $40,670 Building $279,620	$320,290 Land $40,670 Building $279,620
2022	$7,180.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Nextlink.

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