2306 Patterson Ave, Key West, FL 33040 Property Records

Monroe County property record for 2306 Patterson Ave, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 870 sqft · built 1958
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on File
Last Sale$619,000 (Feb 2020)
Tax Bill$4,528 (2024)
Deeds & MortgagesMay 2026 Transfer
Feb 2020 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN00050280-000000

Property Details

APN / Parcel Number

Primary APN00050280-000000
Alternative APNs
  • 01010100050280000000
  • 1050881

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area870 sqft Living Area
1st Floor Area870 sqft
FlooringConcrete/Cement
Interior WallsWood

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2015
Exterior MaterialWood
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Exterior Amenities

Pool Area374 sqft
PorchOpen Porch
Porch Area396 sqft
Deck AreaDeck Area
Patio Area621 sqft
Water FeatureWater Feature

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number1050881
Street Address2306 PATTERSON AVE
CityKEY WEST
StateFL
Zip33040-3816
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF-2
Legal DescriptionKW REALTY COS FIRST SUB PB1-43 LOT 18 SQR 41 TR 21 G46-209 CO JUDGE DOCKET 8-104 OR379-539 OR1386-2288 OR1534-256 OR1534-257 OR1720-1974 OR2412-1855 OR2547-1487 OR3008-2301 OR3290-1989
Legal Range25E
Legal Township68S
Legal Section04
Legal SubdivisionKEY WEST REALTY COS FIRST SUB
Legal Tract21
Legal Lot Number18
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group4
Census Block4003
Census Tract972200

Owner

2306 Patterson Ave is owned and occupied by two individuals who acquired it in May 2026.

Source: Monroe County records, as of May 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address312 CREEKVIEW WAY, ARROYO GRANDE, CA 93420-3909
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

DateDocument
May 7, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Feb 18, 2020Warranty Deed, Transfer · VA Mortgage
NAVY FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 18, 2020 · Amount on File
Deed SaleFeb 18, 2020 · Amount on File
Prior SaleDec 21, 2011 · Amount on File
Deed Document Number20202256127
Deed Book / Page3008 / 2301
Last Transfer DateMay 6, 2026
Transfer Doc0002542763
Record UpdatedOct 29, 2026

May 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateMay 7, 2026
Property Address2306 PATTERSON AVE, KEY WEST, FL 33040-3816
Document Number0002542763
Book / Page3380 / 333
Instrument DateMay 6, 2026
Instrument20262542763
Transaction TypeTransfer
Record UpdatedAug 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Estate
Address312 CREEKVIEW WAY, ARROYO GRANDE, CA 93420-3909

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 18, 2020
Property Address2306 PATTERSON AVE, KEY WEST, FL 33040-3816
Document Number0030082301
Book / Page003008 / 002301
Instrument DateFeb 14, 2020
Instrument2256127
Transaction TypeTransfer
Record UpdatedMar 13, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$4,333.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2306 PATTERSON AVE KEY WEST FL 330403816, KEY WEST, FL 33040-3816

Mortgage

Document Number30082303
DateFeb 18, 2020
Book Page003008/002303
Instrument2256128
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueFeb 17, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
MunicipalityKey West City
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$558,775 (+5.99%)$722,114 (+6.01%) Land $485,000 Building $237,114
2024$4,528.00 (+0.91%)
2023$4,487.00 (+4.57%) Senior Citizen's exemption$527,212 (+3%)$681,161 (+11.65%) Land $455,000 Building $226,161
2022$4,291.00 Senior Citizen's exemption$511,857$610,078 Land $390,000 Building $220,078

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2306 Patterson Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation7.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 203 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies206 units insured
incl. 3 condo units
Nearby Flood Claims333 (1980–2025)
Claims Outside the SFHA1 of 333
Most Recent ClaimFeb 2025 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 45 claims
  • Hurricane Wilma, Oct 2005 · 199 claims
  • Hurricane Georges, Sep 1998 · 40 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2306 Patterson Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

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