2306 Panoramic Cir, Apopka, FL 32703 Property Records

Orange County property record for 2306 Panoramic Cir, Apopka, FL 32703

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,059 sqft · built 2019
Lot Size	0.172 acres (7,501 sqft)
Owner	2 Individual Names on File
Last Sale	$679,900 (Aug 2022)
Tax Bill	$7,187 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Aug 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-21-28-8917-00-320`

Property Details

APN / Parcel Number

Primary APN	`19-21-28-8917-00-320`
Alternative APNs	`282119891700320` `205250` `209524` `213539`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,059 sqft Living Area
Gross Area	3,987 sqft
1st Floor Area	2,516 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,501 sqft (0.172 acres)
Garage Type	Attached
Garage Area	420 sqft
Porch	Finished/Open Porch
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	2306 PANORAMIC CIR
City	APOPKA
State	FL
Zip	32703-9256
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MU-ES-GT
Legal Description	VISTAS AT WATERS EDGE PHASE 1 96/4 LOT 32
Legal Range	28E
Legal Township	21S
Legal Section	19
Legal Subdivision	VISTAS AT WATERS EDGE PH 1
Legal Phase	1
Legal Lot Number	32
Jurisdiction	ORANGE FL
Township / Civil Division	APOPKA
Census Block Group	1
Census Block	1089
Census Tract	17901

Owner

2306 Panoramic Cir is owned and occupied by two individuals who bought it in August 2022.

Source: Orange County records, as of April 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2306 PANORAMIC CIR, APOPKA, FL 32703-9256
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2024	Deed of Trust, Mortgage · Line of Credit ADVENTHEALTH CREDIT UNION
Aug 23, 2022	Warranty Deed, Transfer · Conventional Mortgage MORTGAGEADVISORS COM
Aug 27, 2019	Grant Deed, Subdivision Related Transfer · Conventional with PMI M&I FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2022 · Amount on File
Deed Sale	Aug 23, 2022 · Amount on File
Prior Sale	Aug 27, 2019 · Amount on File
Deed Document Number	2022515020
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	2306 PANORAMIC CIR, APOPKA, FL 32703-9256
Transaction Type	Mortgage
Record Updated	Mar 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2306 PANORAMIC CIR, APOPKA, FL 32703-9256

Mortgage

Document Number	0000112488
Date	Feb 27, 2024
Instrument	20240112488

Lender

Name	ADVENTHEALTH CREDIT UNION
Type	Credit Union
Address	ALTAMONTE SPRINGS, FL 32714

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 23, 2022
Property Address	2306 PANORAMIC CIR, APOPKA, FL 32703-9256
Document Number	0000515020
Map Reference	MB 96 PG 4
Instrument Date	Aug 22, 2022
Instrument	20220515020
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,759.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1317 EDGEWATER DR # 452, 1317, ORLANDO, FL 32804-6350

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2303 PANORAMIC CIR, APOPKA, FL 32703

Mortgage

Document Number	0000515021
Date	Aug 23, 2022
Instrument	20220515021

Lender

Name	MORTGAGEADVISORS COM
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

August 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE FL
Recording Date	Aug 27, 2019
Property Address	2306 PANORAMIC CIR, APOPKA, FL 32703-9256
Document Number	0000530755
Instrument Date	Aug 22, 2019
Instrument	530755
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 9, 2019
Title Company	M/I TITLE AGENCY LIMITED LC, M/I TITLE AGENCY LTD LC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,260.22
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2306 PANORAMIC CIR APOPKA FL 327039256, APOPKA, FL 32703-9256

Mortgage

Document Number	530756
Date	Aug 27, 2019
Instrument	530756

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 26, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2306 Panoramic Cir was $7,187, up 9.8% from the year before.

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Apopka City
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$500,280 (+2.7%)	$615,070 (-1.21%) Land $100,000 Building $515,070
2025	$7,187.00 (+9.78%) Homeowner's exemption	$487,128	$622,610 Land $100,000 Building $522,610
2024	$6,547.00 (+6.84%)
2023	$6,128.00 (+14.09%) Homeowner's exemption	$428,004 (+12.1%)	$530,511 (+18.86%) Land $100,000 Building $430,511
2022	$5,371.00 Homeowner's exemption	$381,801	$446,336 Land $85,000 Building $361,336

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2306 Panoramic Cir in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2014)
Most Recent Claim	Oct 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2306 Panoramic Cir is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 82% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	APOPKA, CITY OF (5 WTPS) serves 71,917 people · EPA ID FL3480200
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: CenturyLink, Verizon.

Nearby Properties on Panoramic Cir

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