Kenton County property record for 2306 Herman St, Covington, KY 41014
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 877 sqft · built 1925 |
| Lot Size | 0.062 acres (2,700 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $147,000 (Nov 2023) |
| Tax Bill | $1,947 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 055-23-11-004.00 |
| Primary APN | 055-23-11-004.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 877 sqft Finished Area |
| Gross Area | 1,015 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Material | Composition Shingle |
| Lot Area | 2,700 sqft (0.062 acres) |
| Lot Dimensions | 100 ft deep x 27 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 2306 HERMAN ST |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41014-1640 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTINGTON LOT & IMP CO PT LOTS 72-73 27'X 100' ES HERMAN 88.28' S 23RD CENTRAL COV IMP CO ADDN |
| Legal Subdivision | HUNTINGTON LOT & IMP CO |
| Legal Lot Number | 72,73 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 65000 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 105 RIDGE RD, FT MITCHELL, KY 41011-2642 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2023 · Amount on Record |
| Deed Sale | Nov 16, 2023 · Amount on Record |
| Prior Sale | Jan 16, 2009 · Amount on Record |
| Deed Document Number | 2023147 |
| Deed Book / Page | 257 / 315 |
| Prior Transfer Date | Jul 26, 2013 |
| Prior Transfer Doc | 0005900089 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Nov 16, 2023 |
| Property Address | 2306 HERMAN ST, COVINGTON, KY 41014-1640 |
| Document Number | 0005900147 |
| Book / Page | KC 257 / 315 |
| Instrument Date | Nov 10, 2023 |
| Instrument | 23111605900147 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $147.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2306 HERMAN ST, COVINGTON, KY 41014-1640 |
| Document Number | 0005900148 |
|---|---|
| Date | Nov 16, 2023 |
| Book Page | KCM 507/649 |
| Instrument | 23111605900148 |
| Name | PERRY & MCFALL PROPERTIES LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | NEWPORT, KY 41076 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 14 Months |
| Due | Jan 30, 2025 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $147,000 (-) Land $10,000 Building $137,000 | $147,000 (-) Land $10,000 Building $137,000 | |
| 2025 | $1,947.00 (+176.56%) | $147,000 (+177.88%) Land $5,000 Building $142,000 | $147,000 (+177.88%) Land $5,000 Building $142,000 |
| 2023 | $704.00 (+0.86%) | $52,900 (-) Land $5,000 Building $47,900 | $52,900 (-) Land $5,000 Building $47,900 |
| 2022 | $698.00 | $52,900 Land $5,000 Building $47,900 | $52,900 Land $5,000 Building $47,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 465 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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