2306 Beach Rd, Ashton, IL 61006 Property Records

Lee County property record for 2306 Beach Rd, Ashton, IL 61006

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,829 sqft · built 1916
Lot Size	2.43 acres (105,851 sqft)
Owner	Individual Name on Record
Last Sale	$320,000 (Jan 2026)
Tax Bill	$4,990 (2025)
Deeds & Mortgages	Aug 2013 Mortgage Jan 2005 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`03-04-36-100-007`

Property Details

APN / Parcel Number

Primary APN	`03-04-36-100-007`
Alternative APNs	`128846` `173974`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,829 sqft Living Area

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Wood
Lot Area	105,851 sqft (2.43 acres)

Location & Zoning

Account Number	173974
Street Address	2306 BEACH RD
City	ASHTON
State	IL
Zip	61006-9422
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT WH NWQ 36-22-11 0007-0160 EXC 0605-0268
Legal Range	11
Legal Township	22
Legal Section	36
Jurisdiction	LEE IL
Township / Civil Division	ASHTON
Census Block Group	3
Census Block	3043
Census Tract	100

Owner

Source: Lee County records, as of June 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2306 BEACH RD, ASHTON, IL 61006-9422
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2013	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Jan 12, 2005	Deed of Trust, Mortgage · Conventional Mortgage THE FIRST NATIONAL BANK & TRUST COMPANY
Dec 15, 2014	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK
Jun 9, 2005	Deed of Trust, Mortgage · Line of Credit THE FIRST NATIONAL BANK AND TRUST COMPAN
Jan 6, 2026	Warranty Deed, Transfer · FHA Mortgage US BANK NA
Sep 17, 2024	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST STATE BANK ROCHELLE
Jul 25, 2013	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2026 · Amount on Record
Deed Sale	Jan 6, 2026 · Amount on Record
Prior Sale	Jul 25, 2013 · Amount on Record
Deed Document Number	202642
Prior Transfer Date	Aug 21, 2024
Prior Transfer Doc	0202403397
Record Updated	Sep 20, 2026

August 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	2306 BEACH RD, ASHTON, IL 61006-9422
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201304220
Date	Aug 14, 2013
Instrument	201304220

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

January 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	2306 BEACH RD, ASHTON, IL 61006-9422
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00501/1164
Date	Jan 12, 2005
Book Page	0501/1164
Instrument	2005-00276

Lender

Name	THE FIRST NATIONAL BANK & TRUST COMPANY
Address	ROCHELLE, IL 61068

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2035

December 2014: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	2306 BEACH RD, ASHTON, IL 61006-9422
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201405087
Date	Dec 15, 2014
Instrument	201405087

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2019
Min Rate At Change	3.5%
Max Rate At Change	5.5%

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEE IL
Property Address	2306 BEACH RD, ASHTON, IL 61006-9422
Transaction Type	Mortgage
Record Updated	Jun 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00506/1354
Date	Jun 9, 2005
Book Page	0506/1354
Instrument	2005-04145

Lender

Name	THE FIRST NATIONAL BANK AND TRUST COMPAN
Address	ROCHELLE, IL 61068

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 1, 2010

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE IL
Recording Date	Jan 6, 2026
Property Address	2306 BEACH RD, ASHTON, IL 61006-9422
Document Number	0202600042
Instrument Date	Dec 22, 2025
Instrument	202600042
Transaction Type	Transfer
Record Updated	Jan 22, 2026
Title Company	NATION TITLE, NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2306 BEACH RD, ASHTON, IL 61006-9422

Mortgage

Document Number	0202600043
Date	Jan 6, 2026
Instrument	202600043

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.99%

September 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LEE IL
Recording Date	Sep 17, 2024
Property Address	2306 BEACH RD, ASHTON, IL 61006-9422
Document Number	0202403397
Instrument Date	Aug 21, 2024
Instrument	202403397
Transaction Type	Transfer
Record Updated	Jun 9, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2306 BEACH RD, ASHTON, IL 61006-9422

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2306 BEACH RD, ASHTON, IL 61006-9422

Mortgage

Document Number	0202403398
Date	Sep 17, 2024
Instrument	202403398

Lender

Name	FIRST STATE BANK ROCHELLE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2044

Interest

Rate Type	Adjustable Rate
Rate	7.13%
Change Frequency	Annually
Min Rate At Change	5.13%
Max Rate At Change	9.13%
Index	1-Year CMT
Max Rate	13.1%

July 2013: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEE IL
Recording Date	Jul 25, 2013
Property Address	2306 BEACH RD, ASHTON, IL 61006-9422
Document Number	0201303858
Instrument Date	Jun 21, 2013
Instrument	201303858
Transaction Type	Transfer
Record Updated	Jun 12, 2025

Transaction

Amount	Amount Recorded
Tax	$78.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2306 BEACH RD, ASHTON, IL 61006-9422

Mortgage

Document Number	0201303859
Date	Jul 25, 2013
Instrument	201303859

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lee County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Lee County
County Subdivision	Ashton Township
Unified School District	Ashton-Franklin Center CUSD 275 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,990.00 (+8.88%) Homeowner's exemption	$75,603 (+1%) Land $12,818 Building $62,785	$226,809 (+1%) Land $38,454 Building $188,355
2024	$4,583.00 Homeowner's exemption	$68,730 Land $11,653 Building $57,077	$206,190 Land $34,959 Building $171,231

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 31, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
LR Communications Fixed Wireless	50 / 10
Rise Broadband Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3

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