2306 Ashford Dr, Chattanooga, TN 37421 Property Records

Hamilton County property record for 2306 Ashford Dr, Chattanooga, TN 37421

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,333 sqft · built 1987
Lot Size	0.39 acres (16,990 sqft)
Owner	Individual Name on File
Last Sale	$322,500 (Jan 2026)
Tax Bill	$1,347 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`149G B 010.05`

Property Details

APN / Parcel Number

Primary APN	`149G B 010.05`
Alternative APN	`0000083782`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,333 sqft Living Area

Exterior

Year Built	Built 1987
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	16,990 sqft (0.39 acres)
Lot Dimensions	131 ft deep x 129 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000083782
Old Parcel Number	149G B 010.05
Street Address	2306 ASHFORD DR
City	CHATTANOOGA
State	TN
Zip	37421-1831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 1 ASHWOOD SUB PHASE 1 39-340 OUT OF 149G-B-10 FOR 1985
Legal Subdivision	ASHWOOD
Legal Phase	1
Legal Lot Number	1
Jurisdiction	HAMILTON TN
Township / Civil Division	8
Census Block Group	4
Census Block	4007
Census Tract	11323

Owner

2306 Ashford Dr is owned by an individual who bought it in January 2026.

Source: Hamilton County records, as of February 2, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	7892 GIORGIO CIR, OOLTEWAH, TN 37363-7202
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage TJC MORTGAGE INC
Jan 12, 2026	Warranty Deed, Transfer · Conventional Mortgage PINNACLE BANK
Dec 29, 2017	Deed of Trust, Mortgage · Commercial Mortgage PINNACLE BANK
Feb 26, 2018	Warranty Deed, Transfer · Conventional Mortgage TJC MORTGAGE INC
Jul 18, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 12, 2026 · Amount on File
Deed Sale	Jan 12, 2026 · Amount on File
Prior Sale	Feb 26, 2018 · Amount on File
Deed Document Number	2026011200164
Deed Book / Page	14163 / 470
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2306 ASHFORD DR, CHATTANOOGA, TN 37421-1831
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000360
Date	Mar 4, 2021
Book Page	12383/600
Instrument	2021030400360

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company
Address	BIRMINGHAM, AL 35243

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2051

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jan 12, 2026
Property Address	2306 ASHFORD DR, CHATTANOOGA, TN 37421-1831
Document Number	0000000164
Book / Page	14163 / 470
Map Reference	MB 39 PG 340
Instrument Date	Jan 7, 2026
Instrument	2026011200164
Transaction Type	Transfer
Record Updated	Feb 3, 2026
Title Company	BRIDGE CITY TITLE DOWNTOWN, BRIDGE CITY TTL DOWNTOWN LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7892 GIORGIO CIR, OOLTEWAH, TN 37363-7202

Mortgage

Document Number	0014163474
Date	Jan 12, 2026
Instrument	14163/474

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	2306 ASHFORD DR, CHATTANOOGA, TN 37421-1831
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000111
Date	Dec 29, 2017
Book Page	11238/605
Instrument	2017122900111

Lender

Name	PINNACLE BANK
Type	Bank
Address	CHATTANOOGA, TN 37421

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Feb 26, 2018
Property Address	2306 ASHFORD DR, CHATTANOOGA, TN 37421-1831
Document Number	0000000157
Book / Page	11278 / 399
Map Reference	MB39 PG340
Instrument Date	Feb 23, 2018
Instrument	2018022600157
Transaction Type	Transfer
Record Updated	Mar 11, 2022
Title Company	TITLE GUARANTY & TRUST CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$658.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2306 ASHFORD DR, CHATTANOOGA, TN 37421-1831

Mortgage

Document Number	0000000158
Date	Feb 26, 2018
Instrument	2018022600158

Lender

Name	TJC MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

July 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	HAMILTON TN
Recording Date	Jul 18, 2017
Property Address	2306 ASHFORD DR, CHATTANOOGA, TN 37421-1831
Document Number	0000000140
Book / Page	011104 / 000669
Instrument Date	Jun 29, 2017
Instrument	140
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$444.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	6774 KENTON RIDGE CIR CHATTANOOGA TN 374212368, CHATTANOOGA, TN 37421-2368

Tax Assessment & Valuation

The 2025 property tax bill for 2306 Ashford Dr was $1,347, up 25.9% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Municipality	Chattanooga City
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,347.00 (+25.89%)	$88,925 (+85.84%)	$355,700 (+85.84%) Land $85,000 Building $270,700
2024	$1,070.00	$47,850 (-)	$191,400 (-) Land $55,000 Building $136,400
2023	$1,070.00	$47,850 (-)	$191,400 (-) Land $55,000 Building $136,400
2022	$1,070.00	$47,850	$191,400 Land $55,000 Building $136,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2306 Ashford Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2306 Ashford Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 96% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 331 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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