2305 Wayne Ave, Charlottesville, VA 22901 Property Records

Charlottesville City property record for 2305 Wayne Ave, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,561 sqft · built 1960
Lot Size	0.478 acres (20,822 sqft)
Owner	2 Individual Names on Record
Last Sale	$515,000 (Aug 2026)
Tax Bill	$4,024 (2026)
Deeds & Mortgages	Aug 2026 Sale & Mortgage May 2026 Sale
Flood Zone	Zone X (minimal risk)
APN	`40B-042-000`

Property Details

APN / Parcel Number

Primary APN	`40B-042-000`
Alternative APNs	`MA000040B42` `17068` `49890`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,561 sqft Living Area
1st Floor Area	1,536 sqft
Basement Area	1,561 sqft
Family Room	Family Room
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1979
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Other
Lot Area	20,822 sqft (0.478 acres)
Lot Depth	235 ft Depth
Porch	Slab
Porch Area	420 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	MA000040B42
Street Address	2305 WAYNE AVE
City	CHARLOTTESVILLE
State	VA
Zip	22901-2655
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-A
Legal Description	LOT 5 BK H SEC 3 THE MEADOWS
Legal Subdivision	THE MEADOWS
Legal Block	H
Legal Lot Number	5
Jurisdiction	CHARLOTTESVILLE CITY VA
Township / Civil Division	CHARLOTTESVILLE
Census Block Group	4
Census Block	4015
Census Tract	800

Owner

Source: Charlottesville City records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2305 WAYNE AVE, CHARLOTTESVILLE, VA 22901-2655
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2026	Deed, Transfer · Stand-Alone First Mortgage USAA FSB
May 15, 2026	Bargain and Sale Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2026 · Amount on Record
Deed Sale	Aug 31, 2026 · Amount on Record
Prior Sale	May 15, 2026 · Amount on Record
Deed Document Number	20262442
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CHARLOTTESVILLE CITY VA
Recording Date	Aug 31, 2026
Property Address	2305 WAYNE AVE, CHARLOTTESVILLE, VA 22901-2655
Document Number	0000002442
Instrument Date	Aug 31, 2026
Instrument	20262442
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC NATIONAL TITLE IN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52,015.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 WAYNE AVE, CHARLOTTESVILLE, VA 22901-2655

Mortgage

Document Number	0000002443,
Date	Aug 31, 2026
Instrument	20262443

Lender

Name	USAA FSB

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

May 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHARLOTTESVILLE CITY VA
Recording Date	May 15, 2026
Property Address	2305 WAYNE AVE, CHARLOTTESVILLE, VA 22901-2655
Document Number	0000001296
Instrument Date	May 14, 2026
Instrument	20261296
Transaction Type	Transfer
Record Updated	Jun 17, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Tax	$173,467.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 WAYNE AVE, CHARLOTTESVILLE, VA 22901-2655

Tax Assessment & Valuation

Source: Charlottesville City assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Charlottesville City
Unified School District	Charlottesville City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,024.00 (+14.94%)	$396,300 (+1.85%) Land $165,000 Building $231,300	$396,300 (+1.85%) Land $165,000 Building $231,300
2025		$389,100 (+12.95%) Land $165,000 Building $224,100	$389,100 (+12.95%) Land $165,000 Building $224,100
2023	$3,501.00 (+10.34%)	$344,500 Land $132,000 Building $212,500	$344,500 Land $132,000 Building $212,500
2022	$3,173.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	4 (1979–2003)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 208 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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