Sutter County property record for 2305 W Ridge Dr, Sutter, CA 95982 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,128 sqft · built 2002 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,804 (2025) |
| Deeds & Mortgages | Mar 2026 Second Mortgage Oct 2020 Mortgage + 1 more |
| APN | 014-340-018-000 |
| Primary APN | 014-340-018-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,128 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Wood |
| Lot Area | 16,988 sqft (0.39 acres) |
| Garage Area | 636 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Commercial |
| Old Parcel Number | 14-340-018 |
|---|---|
| Street Address | 2305 W RIDGE DR |
| City | SUTTER |
| State | CA |
| Zip | 95982-2360 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUTTER WEST PHASE TWO LOT 16 AS SHOWN UPON SUBDIVISION MAP RECORDED 02-22-00 IN BK 15 PG 195 FORMERLY 13-223-014 |
| Legal Subdivision | SUTTER WEST, PH 2 |
| Legal Lot Number | 16 |
| Jurisdiction | SUTTER CA |
| Township / Civil Division | SUTTER |
| Census Block Group | 1 |
| Census Block | 1087 |
| Census Tract | 50800 |
Source: Sutter County records · APN 014-340-018-000
Assessment roll updated September 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2305 W RIDGE DR, SUTTER, CA 95982-2360 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 04, 2026 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage ROCKET MORTGAGE LLC |
| Oct 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC |
| Feb 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 12, 2002 |
| Deed Sale | Jul 12, 2002 |
| Prior Sale | Feb 19, 2002 |
| Deed Document Number | 200213759 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTER CA |
| Property Address | 2305 W RIDGE DR, SUTTER, CA 95982-2360 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 2305 W RIDGE DR, SUTTER, CA 95982-2360 |
| Document Number | 0000001854 |
|---|---|
| Date | Mar 04, 2026 |
| Instrument | 2026-0001854 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 01, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTER CA |
| Property Address | 2305 W RIDGE DR, SUTTER, CA 95982-2360 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2305 W RIDGE DR, SUTTER, CA 95982-2360 |
| Document Number | 0000017412 |
|---|---|
| Date | Oct 28, 2020 |
| Instrument | 2020-0017412 |
| Name | WATERMARK CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUTTER CA |
| Property Address | 2305 W RIDGE DR, SUTTER, CA 95982-2360 |
| Document Number | 0000003204 |
| Instrument Date | Feb 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2020 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2305 W RIDGE DR SUTTER CA 959822360, SUTTER, CA 95982-2360 |
| Document Number | 0000003204 |
|---|---|
| Date | Feb 27, 2020 |
| Instrument | 3204 |
| Name | WATERMARK CAP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2050 |
Source: Sutter County records · Assessment roll updated September 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | California |
| County | Sutter County |
| Elementary School District | Brittan Elementary School District (KG - 08) |
| Secondary School District | Sutter Union High School District (09 - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,804.00 (+2.34%) Homeowner's exemption | $445,339 (+4.04%) Land $82,542 Building $362,797 | $445,339 |
| 2024 | $4,694.00 (+1.29%) | ||
| 2023 | $4,634.00 Homeowner's exemption | $428,048 Land $79,338 Building $348,710 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Moderate above 56% of the US · above 33% of California |
|---|---|
| Wildfire Likelihood | About 1 in 862 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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