2305 Victoria Ave, Oxnard, CA 93035 Property Records

Ventura County property record for 2305 Victoria Ave, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,989 sqft · built 1980
Lot Size	0.092 acres (4,000 sqft)
Owner	Company Name on File
Last Sale	$1,042,000 (Apr 2015)
Tax Bill	$16,390 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`188-0-023-055`

Property Details

APN / Parcel Number

Primary APN	`188-0-023-055`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,989 sqft Living Area
1st Floor Area	1,504 sqft
2nd Floor Area	1,485 sqft
Upper Floors Area	191 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Lot Area	4,000 sqft (0.092 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	240 sqft
Deck Area	576 sqft
Patio Area	1,152 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	2305 VICTORIA AVE
City	OXNARD
State	CA
Zip	93035-2968
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RW1
Legal Description	TRACT: 190401 LOT: 71 REF: 049MR 062
Legal Subdivision	TRACT NO 1904 1
Legal Tract	190401
Legal Block	23
Legal Lot Number	71
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	2
Census Block	2020
Census Tract	3616

Owner

Source: Ventura County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	2305 VICTORIA AVE, OXNARD, CA 93035-2968
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage WESCOM CTRL CU
Dec 4, 2020	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE
Feb 11, 2020	Quit Claim Deed, Transfer QUICKEN LNS
Feb 12, 2020	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 3, 2015 · Amount on File
Deed Sale	Apr 3, 2015 · Amount on File
Deed Document Number	201549501
Last Transfer Date	Nov 18, 2020
Transfer Doc	0000209097
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2305 VICTORIA AVE, OXNARD, CA 93035-2968
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 VICTORIA AVE, OXNARD, CA 93035-2968

Mortgage

Document Number	0000172568
Date	Oct 20, 2020
Instrument	20201020-00172568

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	2305 VICTORIA AVE, OXNARD, CA 93035-2968
Document Number	0000209098
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 23, 2020
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	2305 VICTORIA AVE OXNARD CA 930352968, OXNARD, CA 93035-2968

Mortgage

Document Number	0000209098
Date	Dec 4, 2020
Instrument	209098

Lender

Name	WESCOM CTRL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 3, 2050

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 4, 2020
Property Address	2305 VICTORIA AVE, OXNARD, CA 93035-2968
Document Number	0000209097
Instrument Date	Nov 18, 2020
Instrument	209097
Transaction Type	Transfer
Record Updated	Dec 23, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2305 VICTORIA AVE OXNARD CA 930352968, OXNARD, CA 93035-2968

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 11, 2020
Property Address	2305 VICTORIA AVE, OXNARD, CA 93035-2968
Document Number	0000018589
Instrument Date	Jan 28, 2020
Instrument	18589
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 1775 AGOURA HILLS CA 913761775, AGOURA HILLS, CA 91376-1775

Mortgage

Document Number	18590
Date	Feb 11, 2020
Instrument	18590

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 10, 2050

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	VENTURA CA
Recording Date	Feb 12, 2020
Property Address	2305 VICTORIA AVE, OXNARD, CA 93035-2968
Document Number	0000019102
Instrument Date	Jan 28, 2020
Instrument	19102
Transaction Type	Transfer
Record Updated	Mar 3, 2020
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 1775 AGOURA HILLS CA 913761775, AGOURA HILLS, CA 91376-1775

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,304,701 (+2%) Land $830,533 Building $474,168
2025	$16,390.00 (+2.14%) Homeowner's exemption	$1,279,119 (+4.94%) Land $814,248 Building $464,871
2024	$16,047.00 (+4.51%)
2023	$15,355.00 (+2.98%) Homeowner's exemption	$1,218,943 Land $782,630 Building $436,313
2022	$14,910.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 34 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	34 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 305 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GeoLinks, T-Mobile.

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