2305 Valhalla View Dr, El Cajon, CA 92019 Property Records

San Diego County property record for 2305 Valhalla View Dr, El Cajon, CA 92019

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,116 sqft · built 2001
Lot Size	1 acre (43,560 sqft)
Owner	Trust Name on File
Last Sale	$915,000 (Oct 2004)
Tax Bill	$14,186 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Oct 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`517-281-26-00`

Property Details

APN / Parcel Number

Primary APN	`517-281-26-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	3,116 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	43,560 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	2305 VALHALLA VIEW DR
City	EL CAJON
State	CA
Zip	92019-3598
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	LOT 42 TR 012574
Legal Subdivision	SAN DIEGO #4394-2
Legal Tract	012574
Legal Block	1
Legal Lot Number	42
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1011
Census Tract	15406

Owner

2305 Valhalla View Dr is owner-occupied and held in a trust since January 2015.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Trust Name on File
Mailing Address	2305 VALHALLA VIEW DR, EL CAJON, CA 92019-3598
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · SBA Mortgage MUFG UNION BANK NA
Oct 31, 2017	Deed of Trust, Mortgage · ARM US BANK NA
Oct 31, 2017	Deed of Trust, Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2004 · Amount on File
Deed Sale	Oct 29, 2004 · Amount on File
Prior Sale	Nov 9, 2001 · Amount on File
Deed Document Number	20041027378
Last Transfer Date	Jan 28, 2015
Transfer Doc	0000180545
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2305 VALHALLA VIEW DR, EL CAJON, CA 92019-3598
Transaction Type	Mortgage
Record Updated	Jan 25, 2022
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE COMPANY SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 VALHALLA VIEW DR, EL CAJON, CA 92019-3598

Mortgage

Document Number	0000020646
Date	Jan 14, 2022
Instrument	2022-0020646

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	IRVINE, CA 92612

Agreement

Type	SBA Mortgage
Amount	Amount on Record

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2305 VALHALLA VIEW DR, EL CAJON, CA 92019-3598
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	STEWART TITLE OF CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000507653
Date	Oct 31, 2017
Instrument	2017-0507653

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.25%
Index	1-Year CMT
Max Rate	8.25%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	2305 VALHALLA VIEW DR, EL CAJON, CA 92019-3598
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000507654
Date	Oct 31, 2017
Instrument	2017-0507654

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 2305 Valhalla View Dr was $14,186 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,300,809 (+7.5%) Land $540,227 Building $760,582
2025	$14,186.00 Homeowner's exemption	$1,210,000 Land $497,000 Building $713,000
2023	$12,855.00 (+1.97%) Homeowner's exemption	$1,075,000 Land $442,000 Building $633,000
2022	$12,607.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2305 Valhalla View Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (1985–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jan 2024 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2305 Valhalla View Dr is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 63% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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