2305 Vail Dr, McKinney, TX 75070 Property Records

Collin County property record for 2305 Vail Dr, McKinney, TX 75070

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,488 sqft · built 1999
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on File
Last Sale	$359,800 (Jun 2019)
Tax Bill	$6,041 (2025)
Deeds & Mortgages	Jun 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-3898-00A-0690-1`

Property Details

APN / Parcel Number

Primary APN	`R-3898-00A-0690-1`
Alternative APNs	`000002069440` `2069440`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,488 sqft Living Area
Gross Area	2,974 sqft
1st Floor Area	1,709 sqft
2nd Floor Area	779 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 2005
Lot Area	5,663 sqft (0.13 acres)
Garage Type	Attached
Garage Area	436 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Patio/Porch
Porch Area	70 sqft

Location & Zoning

Street Address	2305 VAIL DR
City	MCKINNEY
State	TX
Zip	75070-9209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	ELDORADO POINTE PHASE 3, BLK A, LOT 69
Legal Subdivision	ELDORADO POINTE PHASE 3 (CMC)
Legal Block	A
Legal Lot Number	69
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1014
Census Tract	30606

Owner

2305 Vail Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Collin County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2305 VAIL DR, MCKINNEY, TX 75070-9209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2019 · Amount on File
Deed Sale	Jun 4, 2019 · Amount on File
Prior Sale	May 2, 2008 · Amount on File
Deed Document Number	2019632910
Prior Transfer Date	Oct 18, 2007
Prior Transfer Doc	0001443990
Record Updated	Oct 29, 2026

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 4, 2019
Property Address	2305 VAIL DR, MCKINNEY, TX 75070-9209
Document Number	0000632910
Instrument Date	May 31, 2019
Instrument	632910
Transaction Type	Transfer
Record Updated	Jun 17, 2019
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE/TX INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2305 VAIL DR MCKINNEY TX 750709209, MCKINNEY, TX 75070-9209

Mortgage

Document Number	632920
Date	Jun 4, 2019
Instrument	632920

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2305 Vail Dr was $6,041 with a homeowner's exemption, up 3.2% from the year before.

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,041.00 (+3.19%) Homeowner's exemption	$440,694 (-10.37%) Land $109,250 Building $365,210	$474,460 (-3.51%) Land $109,250 Building $365,210
2024	$5,854.00 (+11.19%) Homeowner's exemption	$491,702 (+5.85%) Land $99,750 Building $391,952	$491,702 (+5.85%) Land $99,750 Building $391,952
2023	$5,265.00 (-13.3%) Homeowner's exemption	$464,522 Land $90,250 Building $374,272	$464,522 Land $90,250 Building $374,272
2022	$6,073.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2305 Vail Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2305 Vail Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 97.6% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: 360 Broadband.

Nearby Properties on Vail Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures