2305 Tram Rd, New Bern, NC 28562 Property Records

Craven County property record for 2305 Tram Rd, New Bern, NC 28562 · Last verified October 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	4 Baths
Year Built	Built 1984
Square Footage	2,105 sqft Living Area
Lot Size	36,735 sqft (0.843 acres)
Occupancy	Owner Occupied
Last Sale	$447,000 (2001)
Tax Bill	$6,368.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`8-204-1-045`
Alternative APN	`42429`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Partial Baths	1 Partial Baths
Total Rooms	8 Rooms
Building Area	2,105 sqft Living Area
1st Floor	2,605 sqft 1st Floor
Stories	2 Stories
Interior Structure	Finished/Painted Interior Structure

Exterior

Year Built	Built 1984
Exterior Material	Aluminum/Vinyl Exterior
Foundation Type	Masonry Foundation
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	36,735 sqft (0.843 acres)
Garage Type	Attached Garage
Boat Access	Boat Access
Boat House	500 sqft Boat House
Storage Building	1 sqft Storage Building

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating

Location & Zoning

Account Number	42429
Old Parcel Number	8-204-1-045
Street Address	2305 TRAM RD
City	NEW BERN
State	NC
Zip	28562-7333
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 45 OLDE TOWNE SEC 1
Legal Subdivision	OLDE TOWNE
Legal Lot Number	45
Jurisdiction	CRAVEN NC
Minor Civil Division	8
Census Blockgroup	1
Census Block	1008
Census Tract	960402

Owner

Source: Craven County records · APN 8-204-1-045

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2305 TRAM RD, NEW BERN, NC 28562-7333
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 11, 2001 · Amount on Record
Deed Sale	May 11, 2001 · Amount on Record
Deed Doc Number	0000182073
Record Refreshed	Jun 08, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CRAVEN NC
Property Address	2305 TRAM RD, NEW BERN, NC 28562-7333
Transaction Type	Mortgage
Record Updated	Dec 17, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 TRAM RD, NEW BERN, NC 28562-7333

Mortgage

Document Number	00003703/1
Date	Dec 07, 2021
Book Page	3703/1
Instrument	10088086

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: Craven County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$748,830 (-) Land $342,500 Building $406,330	$748,830 (-) Land $342,500 Building $406,330
2024	$6,368.00 (+1.39%)
2023	$6,281.00 (+21.04%)	$748,830 (+53.77%) Land $342,500 Building $406,330	$748,830 (+53.77%) Land $342,500 Building $406,330
2022	$5,189.00	$486,990 Land $194,000 Building $292,990
2018			$486,990 Land $194,000 Building $292,990

Flood & Wildfire

2305 Tram Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Craven County (37049C), updated January 17, 2025

FEMA Flood Zone	Zone X moderate flood hazard · within the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 35th percentile of exposed land nationally · 49th in North Carolina
Wildfire Likelihood	Low — about 1 in 3,030 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.