2305 Sturnella Ln, Belgrade, MT 59714 Property Records

Gallatin County property record for 2305 Sturnella Ln, Belgrade, MT 59714

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,466 sqft · built 2018
Lot Size	0.299 acres (13,024 sqft)
Owner	2 Individual Names on File
Last Sale	$299,600 (Sep 2018)
Tax Bill	$3,218 (2026)
Deeds & Mortgages	Jun 2026 Mortgage Jun 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`00REG81213`

Property Details

APN / Parcel Number

Primary APN	`00REG81213`
Alternative APNs	`06-1011-32-3-03-47-0000` `R842167`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,466 sqft Living Area
1st Floor Area	1,466 sqft
Basement Area	774 sqft
Unfinished Basement	774 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,024 sqft (0.299 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	96 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	00REG81213
Street Address	2305 STURNELLA LN
City	BELGRADE
State	MT
Zip	59714-7725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MEADOWLARK RANCH SUB 2ND FILING, S32, T01 N, R05 E, BLOCK 3, LOT 24, ACRES 0.29892, PLAT J-586-A
Legal Range	05E
Legal Township	01N
Legal Section	32
Legal Subdivision	MEADOWLARK RANCH SUB 2ND FILING
Legal Block	3
Legal Lot Number	24
Jurisdiction	GALLATIN MT
Township / Civil Division	BELGRADE
Census Block Group	3
Census Block	3024
Census Tract	101

Owner

Source: Gallatin County records, as of October 8, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2305 STURNELLA LN, BELGRADE, MT 59714-7725
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 10, 2026	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jun 6, 2022	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 22, 2021	Deed of Trust, Mortgage · Line of Credit FIRST INTERSTATE BANK
May 14, 2018	Deed of Trust, Mortgage · Construction Mortgage FIRST INTERSTATE BANK
Sep 19, 2018	Warranty Deed, Transfer · VA Mortgage STOCKMAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 19, 2018 · Amount on File
Deed Sale	Sep 19, 2018 · Amount on File
Deed Document Number	20182626898
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Recording Date	Jun 10, 2026
Property Address	2305 STURNELLA LN, BELGRADE, MT 59714-7725
Document Number	0002879005
Instrument Date	Jun 3, 2026
Instrument	20262879005
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	2305 STURNELLA LN, BELGRADE, MT 59714-7725

Mortgage

Document Number	0002879005,
Date	Jun 10, 2026
Instrument	20262879005

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	2305 STURNELLA LN, BELGRADE, MT 59714-7725
Transaction Type	Mortgage
Record Updated	Jun 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002777555
Date	Jun 6, 2022
Instrument	2777555

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	2305 STURNELLA LN, BELGRADE, MT 59714-7725
Transaction Type	Mortgage
Record Updated	Nov 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 STURNELLA LN, BELGRADE, MT 59714-7725

Mortgage

Document Number	2755680
Date	Oct 22, 2021
Instrument	2755680

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BELGRADE, MT 59714

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 18, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GALLATIN MT
Property Address	2305 STURNELLA LN, BELGRADE, MT 59714-7725
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2613666
Date	May 14, 2018
Instrument	2613666

Lender

Name	FIRST INTERSTATE BANK
Type	Bank
Address	BILLINGS, MT 59107

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	6 Months
Due	Nov 15, 2018

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GALLATIN MT
Recording Date	Sep 19, 2018
Property Address	2305 STURNELLA LN, BELGRADE, MT 59714-7725
Document Number	2626898
Instrument Date	Sep 18, 2018
Instrument	2626898
Transaction Type	Transfer
Record Updated	Aug 10, 2021
Title Company	AMERICAN TITLE COMPANY, AMERICAN LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	175 N 27TH ST # ST900, 175, BILLINGS, MT 59101-2048

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2305 STURNELLA LN, BELGRADE, MT 59714-7725

Mortgage

Document Number	2626900
Date	Sep 19, 2018
Instrument	2626900

Lender

Name	STOCKMAN BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Gallatin County assessment roll, as of September 22, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Gallatin County
Municipality	Belgrade City
Elementary School District	Belgrade Elementary School District (PK - 08)
Secondary School District	Belgrade High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,218.00 (+4.14%)	$584,100 (-)	$584,100 (-) Land $200,809 Building $383,291
2025	$3,090.00 (-34.04%)	$584,100 (+6.53%)	$584,100 (+6.53%) Land $200,809 Building $383,291
2023	$4,685.00	$548,300	$548,300 Land $119,953 Building $428,347

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 30, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	4 (1981–2011)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BELGRADE serves 10,460 people · EPA ID MT0000136
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 194 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Spectrum Cable	1,000 / 1,000
SkyNet Communications Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Montana Opticom.

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