2305 State 64 SW, Backus, MN 56435 Property Records

Cass County property record for 2305 State 64 SW, Backus, MN 56435

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,232 sqft · built 1991
Lot Size	37.1 acres (1,618,254 sqft)
Owner	2 Individual Names on File
Last Sale	$210,000 (Mar 2023)
Tax Bill	$1,076 (2026)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jun 2022 Refinance + 1 more
APN	`25-034-4101`

Property Details

APN / Parcel Number

Primary APN	`25-034-4101`
Alternative APN	`16883`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,232 sqft Base Area
1st Floor Area	1,232 sqft
Basement Area	600 sqft
Finished Basement	600 sqft
Flooring	Laminate Plank
Interior Walls	Paneling

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Other
Construction Type	Frame
Foundation Type	Wood
Roof Type	Gable
Roof Material	Metal
Lot Area	1,618,254 sqft (37.1 acres)
Garage Area	1,216 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Deck Area	72 sqft
Shed	1 Shed
Shed Area	2 sqft
Pole Barn	432 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Wood
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	16883
Street Address	2305 STATE 64 SW
City	BACKUS
State	MN
Zip	56435-2400
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF GOV LOT 3, SEC 34-138-32
Legal Range	32
Legal Township	138
Legal Section	34
Legal Lot Number	3
Jurisdiction	CASS MN
Township / Civil Division	MCKINLEY
Census Block Group	4
Census Block	4055
Census Tract	960700

Owner

2305 State 64 SW is owned and occupied by two individuals who acquired it in October 2026.

Source: Cass County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2305 MINNESOTA 64, BACKUS, MN 56435
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2026	Quit Claim Deed, Transfer · Conventional Mortgage OLD NATIONAL BANK
Jun 8, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST NATIONAL BANK
Mar 6, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage RIVERWOOD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2023 · Amount on File
Deed Sale	Mar 1, 2023 · Amount on File
Deed Document Number	20231516066
Last Transfer Date	Oct 2, 2026
Transfer Doc	0000725316
Record Updated	Oct 29, 2026

October 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CASS MN
Recording Date	Oct 9, 2026
Property Address	2305 STATE 64 SW, BACKUS, MN 56435-2400
Document Number	0000725316
Instrument Date	Oct 2, 2026
Instrument	2026725316
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	LEER TITLE SERVICES

Transaction

Amount	Amount on Record
Tax	$166.65
Amount Accuracy	Full Amount Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	0000725317,
Date	Oct 9, 2026
Instrument	2026725317

Lender

Name	OLD NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CASS MN
Property Address	2305 STATE 64 SW, BACKUS, MN 56435-2400
Transaction Type	Mortgage
Record Updated	May 21, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A000684898
Date	Jun 8, 2022
Instrument	A000684898

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	37 Months
Due	Jul 1, 2025

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CASS MN
Recording Date	Mar 6, 2023
Property Address	2305 STATE 64 SW, BACKUS, MN 56435-2400
Document Number	A000692109
Instrument Date	Mar 1, 2023
Instrument	A000692109
Transaction Type	Transfer
Record Updated	May 21, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 STATE 64 SW, BACKUS, MN 56435-2400

Mortgage

Document Number	A000692110
Date	Mar 6, 2023
Instrument	A000692110

Lender

Name	RIVERWOOD BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 2305 State 64 SW was $1,076 with a homeowner's exemption, up 13.5% from the year before.

Source: Cass County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Cass County
County Subdivision	McKinley Township
Unified School District	Pine River-Backus Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,076.00 (+13.5%) Homeowner's exemption
2025	$948.00	$299,500 Land $140,900 Building $158,600	$299,500 Land $140,900 Building $158,600
2023	$538.00
2022		$269,700 Land $93,900 Building $175,800	$269,700 Land $93,900 Building $175,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 2305 State 64 SW; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2305 State 64 SW is moderate, ranking above 61% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 85% of Minnesota
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on State 64 SW

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