St. Charles County property record for 2305 Saint Robert Ln, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,512 sqft · built 1964 |
| Lot Size | 0.138 acres (6,018 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $35,000 (Feb 2021) |
| Tax Bill | $2,393 (2025) |
| Deeds & Mortgages | Feb 2021 Line of Credit Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 059720A000 |
| Primary APN | 059720A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| Gross Area | 2,092 sqft |
| 1st Floor Area | 864 sqft |
| Basement Area | 864 sqft |
| Finished Basement | 648 sqft |
| Unfinished Basement | 216 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,018 sqft (0.138 acres) |
| Lot Dimensions | 102 ft deep x 59 ft wide |
| Garage Type | Attached |
| Garage Area | 364 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 100 sqft |
| Patio Area | 182 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 059720A000 |
|---|---|
| Street Address | 2305 SAINT ROBERT LN |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-1447 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | HAWTHORN HILLS LOT 57 |
| Legal Subdivision | HAWTHORNE HILLS |
| Legal Lot Number | 57 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 310302 |
2305 Saint Robert Ln is owned and occupied by two individuals who bought it in February 2021.
Source: St. Charles County records, as of August 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2305 SAINT ROBERT LN, SAINT CHARLES, MO 63301-1447 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 25, 2021 | Intrafamily Transfer, Transfer · Line of Credit WEST COMMUNITY CU |
| Mar 2, 2017 | Warranty Deed, Transfer · FHA Mortgage FIRST BANC HOME MORTGAGE INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 25, 2021 · Amount on File |
| Deed Sale | Feb 25, 2021 · Amount on File |
| Prior Sale | Mar 13, 2017 · Amount on File |
| Deed Document Number | 202116588 |
| Prior Transfer Date | May 22, 2012 |
| Prior Transfer Doc | 0058061458 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Feb 25, 2021 |
| Property Address | 2305 SAINT ROBERT LN, SAINT CHARLES, MO 63301-1447 |
| Document Number | 2021R016588 |
| Map Reference | MB 6 PG 44-46 |
| Instrument Date | Nov 27, 2020 |
| Instrument | 2021R-016588 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Title Company | INVESTORS TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2305 SAINT ROBERT LN, SAINT CHARLES, MO 63301-1447 |
| Investor | Possibly a Property Investor |
| Document Number | 2021R016589 |
|---|---|
| Date | Feb 25, 2021 |
| Instrument | 2021R-016589 |
| Name | WEST COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Dec 1, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 2, 2017 |
| Property Address | 2305 SAINT ROBERT LN, SAINT CHARLES, MO 63301-1447 |
| Document Number | 0067062045 |
| Book / Page | 6706 / 2045 |
| Map Reference | MB 6 PG 44-46 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 20170302000129860 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3008 SHADY OAK DR, 3008, SAINT CHARLES, MO 63301-5004 |
| Name | Verified Name |
|---|---|
| Address | 2305 SAINT ROBERT LN, SAINT CHARLES, MO 63301-1447 |
| Document Number | 0067062047 |
|---|---|
| Date | Mar 2, 2017 |
| Book Page | 6706/2047 |
| Instrument | 20170302000129870 |
| Name | FIRST BANC HOME MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | COLUMBIA, MO 65201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2047 |
The 2025 property tax bill for 2305 Saint Robert Ln was $2,393, up 1.9% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $38,036 (-) | $200,189 (-) Land $55,000 Building $145,189 | |
| 2025 | $2,393.00 (+1.87%) | $38,036 | $200,189 Land $55,000 Building $145,189 |
| 2024 | $2,349.00 | ||
| 2023 | $36,454 | ||
| 2022 | $191,864 Land $40,000 Building $151,864 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 2305 Saint Robert Ln in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2002.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 7 (2002–2022) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2305 Saint Robert Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 561 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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