2305 S Ponca Ave, Independence, MO 64057 Property Records

Jackson County property record for 2305 S Ponca Ave, Independence, MO 64057

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,071 sqft · built 1998
Lot Size	0.307 acres (13,387 sqft)
Owner	Individual Name on Record
Last Sale	$296,900 (Aug 2017)
Tax Bill	$4,399 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`25-530-14-36`

Property Details

APN / Parcel Number

Primary APN	`25-530-14-36`
Alternative APNs	`25-530-14-36-00-0-00-000` `25530143600000001` `771122`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,071 sqft Living Area
1st Floor Area	721 sqft
Basement Area	1,087 sqft
Finished Basement	540 sqft
Unfinished Basement	547 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Cape Cod
Exterior Material	Brick/Stone
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,387 sqft (0.307 acres)
Garage Type	Attached
Garage Area	522 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	90 sqft
Deck Area	452 sqft
Patio Area	620 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	771122
Street Address	2305 S PONCA AVE
City	INDEPENDENCE
State	MO
Zip	64057-2451
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR OAKS 7TH PLAT LOT 136
Legal Subdivision	CEDAR OAKS 7TH PLAT
Legal Block	2
Legal Lot Number	136
Jurisdiction	JACKSON MO
Township / Civil Division	BLUE
Census Block Group	2
Census Block	2000
Census Tract	14702

Owner

Source: Jackson County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2305 S PONCA AVE, INDEPENDENCE, MO 64057-2451
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Feb 7, 2020	Deed of Trust, Mortgage GUILD MTG
Aug 10, 2017	Deed of Trust, Mortgage WELLS FARGO BK
Aug 14, 2017	Warranty Deed, Transfer WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2017 · Amount on Record
Deed Sale	Aug 14, 2017 · Amount on Record
Prior Sale	Jun 3, 2005 · Amount on Record
Deed Document Number	2017E74531
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2305 S PONCA AVE, INDEPENDENCE, MO 64057-2451
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	MCCAFFREE SHORT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00E0020503
Date	Feb 25, 2021
Instrument	2021E0020503

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2305 S PONCA AVE, INDEPENDENCE, MO 64057-2451
Document Number	0000E12371
Instrument Date	Feb 7, 2020
Transaction Type	Mortgage
Record Updated	Mar 5, 2020
Title Company	MCCAFFREE-SHORT TITLE COMPANY INC, MCCAFFREE-SHORT TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 S PONCA AVE INDEPENDENCE MO 640572451, INDEPENDENCE, MO 64057-2451

Mortgage

Document Number	0000E12371
Date	Feb 12, 2020
Instrument	12371E

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 11, 2050

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	2305 S PONCA AVE, INDEPENDENCE, MO 64057-2451
Document Number	0000E74532
Instrument Date	Aug 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12088 93RD WAY LARGO FL 337734311, LARGO, FL 33773-4311

Mortgage

Document Number	0000E74532
Date	Aug 14, 2017
Instrument	74532E

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2047

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON MO
Recording Date	Aug 14, 2017
Property Address	2305 S PONCA AVE, INDEPENDENCE, MO 64057-2451
Document Number	0000E74531
Instrument Date	Aug 8, 2017
Instrument	74531E
Transaction Type	Transfer
Record Updated	May 20, 2019
Title Company	SECURED TITLE/KANSAS CITY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 S PONCA AVE INDEPENDENCE MO 640572451, INDEPENDENCE, MO 64057-2451

Mortgage

Document Number	E74532
Date	Aug 14, 2017
Instrument	74532E

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 13, 2047

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Independence City
Unified School District	Independence 30 School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$61,562 (-) Land $8,957 Building $52,605	$324,010 (-)
2025	$4,399.00 (-6.06%)	$61,562 (-8.94%) Land $8,957 Building $52,605	$324,010 (-8.94%)
2024	$4,683.00 (+2.32%)
2023	$4,577.00	$67,606 Land $7,583 Building $60,023	$355,820

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1982)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDEPENDENCE PWS serves 120,000 people · EPA ID MO1010399
Water Source	Groundwater
Last State Inspection	May 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: Verizon, Wisper ISP.

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