2305 S Pepper Ridge Ave, Sioux Falls, SD 57103 Property Records

Minnehaha County property record for 2305 S Pepper Ridge Ave, Sioux Falls, SD 57103 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,282 sqft · built 1988
Lot Size	0.179 acres (7,802 sqft)
Owner	2 Trust Names on File
Last Sale	$343,500 (Jun 2023)
Tax Bill	$4,568 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`01-22-26-279-013-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-26-279-013-000`
Alternative APN	`57181`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,282 sqft Finished Area
1st Floor Area	1,286 sqft
Basement Area	1,268 sqft
Finished Basement	921 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Ranch
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	7,802 sqft (0.179 acres)
Lot Dimensions	105 ft deep x 64 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	72 sqft
Deck Area	96 sqft
Patio Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	57181
Street Address	2305 S PEPPER RIDGE AVE
City	SIOUX FALLS
State	SD
Zip	57103-4216
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLOCK 17 ASCOT PARK ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	PARK ADDN
Legal Block	17
Legal Lot Number	3
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	3
Census Block	3011
Census Tract	1804

Owner

Source: Minnehaha County records · APN 01-22-26-279-013-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on File
Mailing Address	2305 S PEPPER RIDGE AVE, SIOUX FALLS, SD 57103-4216
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 05, 2023	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 27, 2018	Personal Representative Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 05, 2023 · Amount on Record
Deed Sale	Jun 05, 2023 · Amount on Record
Prior Sale	Apr 27, 2018 · Amount on Record
Deed Book / Page	620-D / 194
Record Updated	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Jun 05, 2023
Property Address	2305 S PEPPER RIDGE AVE, SIOUX FALLS, SD 57103-4216
Document Number	620DEED/194
Book / Page	620 DEED / 194
Instrument Date	Jun 01, 2023
Transaction Type	Transfer
Record Updated	Aug 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$343.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2305 S PEPPER RIDGE AVE, SIOUX FALLS, SD 57103-4216

Mortgage

Document Number	1970MTG435
Date	Jun 05, 2023
Instrument	1970 MTG/435

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 01, 2053

April 2018: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Apr 27, 2018
Property Address	2305 S PEPPER RIDGE AVE, SIOUX FALLS, SD 57103-4216
Document Number	000582/231
Book / Page	582 / 231
Instrument Date	Apr 23, 2018
Instrument	809497
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,568.00	$339,100 (+7.38%) Land $36,100 Building $303,000
2024	$4,568.00 (+8.35%)	$315,800 (+11.99%) Land $36,100 Building $279,700
2022	$4,216.00	$282,000 Land $36,100 Building $245,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), updated May 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460990018043, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 506 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Midcontinent Communications	Cable	2,000 / 350
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Clarity Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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