2305 S Main Ave, Sioux Falls, SD 57105 Property Records

Minnehaha County property record for 2305 S Main Ave, Sioux Falls, SD 57105

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,556 sqft · built 1941
Lot Size	0.168 acres (7,314 sqft)
Owner	2 Trust Names on File
Last Sale	$400,000 (Sep 2020)
Tax Bill	$5,417 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`01-22-28-155-021-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-28-155-021-000`
Alternative APN	`49408`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,556 sqft Finished Area
Gross Area	1,678 sqft
1st Floor Area	1,044 sqft
Upper Floors Area	634 sqft
Attic	Attic
Attic Area	200 sqft
Basement Area	687 sqft
Finished Basement	370 sqft
Family Room	Family Room
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1941
Effective Year Built	Effective 1941
Architectural Style	Conventional
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,314 sqft (0.168 acres)
Lot Dimensions	133 ft deep x 55 ft wide
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	24 sqft
Patio Area	351 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	49408
Street Address	2305 S MAIN AVE
City	SIOUX FALLS
State	SD
Zip	57105-3831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 20` 8 & N 35` 9 BLOCK 1 TESLOW`S ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	TESLOW`S ADDN
Legal Block	1
Legal Lot Number	9
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	2
Census Block	2020
Census Tract	1600

Owner

2305 S Main Ave is owner-occupied and held in a trust since September 2020.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	2305 S MAIN AVE, SIOUX FALLS, SD 57105-3831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Dec 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2020 · Amount on File
Deed Sale	Sep 9, 2020 · Amount on File
Deed Book / Page	598-D / 773
Record Updated	Oct 29, 2026

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Sep 9, 2020
Property Address	2305 S MAIN AVE, SIOUX FALLS, SD 57105-3831
Document Number	598DEED/773
Book / Page	598 DEED / 773
Instrument Date	Aug 27, 2020
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$400.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2305 S MAIN AVE, SIOUX FALLS, SD 57105-3831

Mortgage

Document Number	1897MTG454
Date	Sep 9, 2020
Instrument	1897 MTG/454

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2050

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	2305 S MAIN AVE, SIOUX FALLS, SD 57105-3831
Transaction Type	Mortgage
Record Updated	Jan 22, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1874MTG/0943
Date	Dec 27, 2019
Book Page	1874 MTG/0943

Lender

Name	FIRST BANK & TRUST
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 2305 S Main Ave was $5,417.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$457,511 (+12.44%) Land $38,472 Building $419,039	$457,511 Land $38,472 Building $419,039
2025	$5,417.00	$406,900 (+6.07%) Land $38,900 Building $368,000
2024	$5,417.00	$383,600 Land $38,900 Building $344,700
2022	$4,434.00	$299,400 Land $33,400 Building $266,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2305 S Main Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2010)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2305 S Main Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of South Dakota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 479 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Bluepeak Fiber	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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