2305 Ryan Dr, Copperas Cove, TX 76522 Property Records

Coryell County property record for 2305 Ryan Dr, Copperas Cove, TX 76522

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,690 sqft · built 2013
Lot Size	0.193 acres (8,400 sqft)
Owner	2 Individual Names on File
Last Sale	$303,702 (Apr 2026)
Tax Bill	$5,488 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`1-41-17-8700`

Property Details

APN / Parcel Number

Primary APN	`1-41-17-8700`
Alternative APN	`143485`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,690 sqft Living Area
Gross Area	3,150 sqft
1st Floor Area	1,322 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Lot Area	8,400 sqft (0.193 acres)
Lot Dimensions	120 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	230 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2305 RYAN DR
City	COPPERAS COVE
State	TX
Zip	76522-7710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOUSE CREEK NORTH PHS 2, BLOCK 9, LOT 30, ACRES .1928
Legal Subdivision	HOUSE CREEK NORTH PHS 2
Legal Phase	2
Legal Tract	30
Legal Block	9
Legal Lot Number	30
Jurisdiction	CORYELL TX
Township / Civil Division	COPPERAS COVE
Census Block Group	3
Census Block	3005
Census Tract	10604

Owner

Source: Coryell County records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	2305 RYAN DR, COPPERAS COVE, TX 76522-7710
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW COMMUNITY CAPITAL LLC
Apr 22, 2026	Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Dec 11, 2023	Vendor's Lien, Transfer · Conventional Mortgage OFFERPAD MORTGAGE LLC
Sep 29, 2023	Warranty Deed, Transfer FIRST AMERICAN TITLE
Jan 6, 2021	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 4, 2013	Vendor's Lien, Subdivision Related Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 22, 2026 · Amount on File
Deed Sale	Apr 22, 2026 · Amount on File
Prior Sale	Dec 11, 2023 · Amount on File
Deed Document Number	2026392638
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CORYELL TX
Property Address	2305 RYAN DR, COPPERAS COVE, TX 76522-7710
Transaction Type	Mortgage
Record Updated	Jul 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000347980
Date	Jan 20, 2022
Instrument	347980

Lender

Name	LAKEVIEW COMMUNITY CAPITAL LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	CORYELL TX
Recording Date	Apr 22, 2026
Property Address	2305 RYAN DR, COPPERAS COVE, TX 76522-7710
Document Number	0000392638
Instrument Date	Apr 20, 2026
Instrument	2026392638
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 RYAN DR, COPPERAS COVE, TX 76522-7710

Mortgage

Document Number	0000392639,
Date	Apr 22, 2026
Instrument	2026392639

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.11%
Max Rate	-1%

December 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Dec 11, 2023
Property Address	2305 RYAN DR, COPPERAS COVE, TX 76522-7710
Document Number	0000369526
Map Reference	CAB B SL 632
Instrument Date	Nov 30, 2023
Instrument	369526
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 RYAN DR, COPPERAS COVE, TX 76522-7710

Mortgage

Document Number	0000369527
Date	Dec 11, 2023
Instrument	369527

Lender

Name	OFFERPAD MORTGAGE LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85286
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CORYELL TX
Recording Date	Sep 29, 2023
Property Address	2305 RYAN DR, COPPERAS COVE, TX 76522-7710
Document Number	0000367706
Map Reference	CAB B SL 632
Instrument Date	Sep 27, 2023
Instrument	367706
Transaction Type	Transfer
Record Updated	Jul 1, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1958 SUNSET MEADOWS WAY, CLARKSVILLE, TN 37042-1462

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2150 E GERMANN RD STE 1, 1, CHANDLER, AZ 85286-1662
Investor	Possibly a Property Investor

January 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Jan 6, 2021
Property Address	2305 RYAN DR, COPPERAS COVE, TX 76522-7710
Document Number	0000333480
Map Reference	CAB B SL 632
Instrument Date	Dec 19, 2020
Instrument	333480
Transaction Type	Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8576 CHESTER GROVE CT, SPRINGFIELD, VA 22153-2250

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 RYAN DR, COPPERAS COVE, TX 76522-7710

Mortgage

Document Number	0000333481
Date	Jan 6, 2021
Instrument	333481

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

June 2013: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	CORYELL TX
Recording Date	Jun 4, 2013
Property Address	2305 RYAN DR, COPPERAS COVE, TX 76522-7710
Document Number	0000263592
Map Reference	CB B SL632
Instrument Date	May 23, 2013
Instrument	263592
Transaction Type	Subdivision Related Transfer
Record Updated	May 14, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3515 SW H K DODGEN LOOP, TEMPLE, TX 76502-1021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 RYAN DR, COPPERAS COVE, TX 76522-7710

Mortgage

Document Number	0000263593
Date	Jun 4, 2013
Instrument	263593

Lender

Name	USAA FSB
Type	Bank
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2043

Tax Assessment & Valuation

Source: Coryell County assessment roll, as of May 26, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Coryell County
Municipality	Copperas Cove City
Unified School District	Copperas Cove Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,488.00 (-0.56%) Homeowner's exemption	$326,690 (-1.71%) Land $40,000 Building $286,690	$326,690 (-1.71%) Land $40,000 Building $286,690
2024	$5,519.00 (+29.71%)
2023	$4,255.00 (-12.23%)	$332,380 Land $40,000 Building $292,380	$332,380 Land $40,000 Building $292,380
2022	$4,848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COPPERAS COVE serves 41,669 people · EPA ID TX0500001
Water Source	Purchased surface water from BELL COUNTY WCID 1
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 453 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Altitude ISP Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Nextlink Fixed Wireless	100 / 20

May also be available: T-Mobile.

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