Sarasota County property record for 2305 Pine Ter, Sarasota, FL 34231
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,892 sqft · built 2019 |
| Lot Size | 0.192 acres (8,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,450,000 (Mar 2026) |
| Tax Bill | $7,805 (2025) |
| Deeds & Mortgages | Mar 2026 Sale Aug 2021 Mortgage + 3 more |
| APN | 0075-03-0013 |
| Primary APN | 0075-03-0013 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,892 sqft Living Area |
| Gross Area | 3,352 sqft |
| 1st Floor Area | 1,216 sqft |
| Upper Floors Area | 1,676 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Retaining Wall |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 8,375 sqft (0.192 acres) |
| Lot Dimensions | 142 ft deep x 100 ft wide |
| View / Lot | Mainland |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Pool Area | 428 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 388 sqft |
| Patio Area | 400 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0075030013 |
|---|---|
| Street Address | 2305 PINE TER |
| City | SARASOTA |
| State | FL |
| Zip | 34231-4433 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF2 |
| Legal Description | LOT 1, BLK K, RIDGEWOOD |
| Legal Range | 18E |
| Legal Township | 37S |
| Legal Section | 05 |
| Legal Subdivision | RIDGEWOOD |
| Legal Tract | 354 |
| Legal Block | K |
| Legal Lot Number | 1 |
| Jurisdiction | SARASOTA FL |
| Township / Civil Division | SARASOTA |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 1804 |
Source: Sarasota County records, as of July 1, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2305 PINE TER, SARASOTA, FL 34231-4433 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
| Date | Document |
|---|---|
| Mar 26, 2026 | Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY |
| Aug 10, 2021 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU |
| Jul 18, 2022 | Deed of Trust, Mortgage · Line of Credit AFFINITY FCU |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AFFINITY FCU |
| Jul 29, 2019 | Warranty Deed, Transfer · Conventional Mortgage KEARNY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 26, 2026 · Amount on Record |
| Deed Sale | Mar 26, 2026 · Amount on Record |
| Prior Sale | Jul 29, 2019 · Amount on Record |
| Deed Document Number | 202639213 |
| Prior Transfer Date | May 15, 2015 |
| Prior Transfer Doc | 0000062125 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Mar 26, 2026 |
| Property Address | 2305 PINE TER, SARASOTA, FL 34231-4433 |
| Document Number | 0000039213 |
| Map Reference | MB 1 PG 132 |
| Instrument Date | Mar 23, 2026 |
| Instrument | 2026039213 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Tax | $10,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2222 WEBBER ST, SARASOTA, FL 34239-5330 |
| Name | Verified Name |
|---|---|
| Address | 2305 PINE TER, SARASOTA, FL 34231-4433 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 2305 PINE TER, SARASOTA, FL 34231-4433 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Title Company | ALLIED TITLE INSURANCE AGENCY INC, BLEND TITLE INS AGCY INC |
| Name | Verified Name |
|---|---|
| Address | 2305 PINE TER, SARASOTA, FL 34231-4433 |
| Document Number | 0000147234 |
|---|---|
| Date | Aug 10, 2021 |
| Instrument | 2021147234 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 2305 PINE TER, SARASOTA, FL 34231-4433 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|---|
| Address | 2305 PINE TER, SARASOTA, FL 34231-4433 |
| Document Number | 0000119492 |
|---|---|
| Date | Jul 18, 2022 |
| Instrument | 2022119492 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SARASOTA FL |
| Property Address | 2305 PINE TER, SARASOTA, FL 34231-4433 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2022 |
| Title Company | UNIVERSAL SETTLEMENT SVCS |
| Name | Verified Name |
|---|---|
| Address | 2305 PINE TER, SARASOTA, FL 34231-4433 |
| Document Number | 0000144317 |
|---|---|
| Date | Oct 16, 2020 |
| Instrument | 2020144317 |
| Name | AFFINITY FCU |
|---|---|
| Type | Credit Union |
| Address | BASKING RIDGE, NJ 07920 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
| Type Change Date | Nov 1, 2035 |
| Min Rate At Change | 2.25% |
| Index | 1-Year CMT |
| Max Rate | 8.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SARASOTA FL |
| Recording Date | Jul 29, 2019 |
| Property Address | 2305 PINE TER, SARASOTA, FL 34231-4433 |
| Document Number | 0000103112 |
| Map Reference | MB 1 PG 132 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 2019103112 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2022 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,425.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1661 RAILROAD ST, 1661, CORONA, CA 92878-5003 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2305 PINE TER, SARASOTA, FL 34231-4433 |
| Document Number | 0000103113 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 2019103113 |
| Name | KEARNY BANK |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Sarasota County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Sarasota County |
| Unified School District | Sarasota County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,805.00 (+2.56%) Homeowner's exemption | $633,129 (+5.99%) | $1,063,600 (+3.91%) Land $145,300 Building $918,300 |
| 2024 | $7,610.00 (+3.35%) | ||
| 2023 | $7,363.00 (+2.78%) Homeowner's exemption | $597,365 (+3%) | $1,023,600 (+3.23%) Land $169,600 Building $854,000 |
| 2022 | $7,164.00 Homeowner's exemption | $579,966 | $991,600 Land $140,300 Building $851,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 65 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 65 in force |
| Nearby Flood Claims | 29 (1992–2024) |
| Claims Outside the SFHA | 14 of 29 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SARASOTA CO SPECIAL UTIL DIST serves 272,267 people · EPA ID FL6581591 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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