2305 Pierce St, Gary, IN 46407 Property Records

Lake County property record for 2305 Pierce St, Gary, IN 46407

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 732 sqft · built 1953
Lot Size0.071 acres (3,136 sqft)
OwnerIndividual Name on File
Last Sale$139,000 (Jul 2025)
Tax Bill$790 (2024)
Deeds & MortgagesJul 2025 Sale & Mortgage
Feb 2025 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN001-25-43-0221-0046

Property Details

APN / Parcel Number

Primary APN001-25-43-0221-0046
Alternative APNs
  • 45-08-16-176-002.000-004
  • 254302210046

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area732 sqft Living Area
Basement Area732 sqft

Exterior

Year BuiltBuilt 1953
Effective Year BuiltEffective 1970
Construction TypeWood
Roof MaterialAsphalt
Lot Area3,136 sqft (0.071 acres)
Lot Dimensions125 ft deep x 25 ft wide

Utilities, Heating & Cooling

Heating SystemCentral
SewerConnected

Location & Zoning

Account Number001-25-43-0221-0046
Old Parcel Number254302210046
Street Address2305 PIERCE ST
CityGARY
StateIN
Zip46407-3417
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGARY PARK ADD. L.47 BL.2
Legal SubdivisionGARY PARK
Legal Block2
Legal Lot Number47
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2029
Census Tract11900

Owner

2305 Pierce St is owned and occupied by an individual who bought it in July 2025.

Source: Lake County records, as of March 18, 2026

Owner of RecordIndividual Name on File
Mailing Address2305 PIERCE ST, GARY, IN 46407-3417
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2025Limited Warranty Deed, Transfer · FHA Mortgage
GUARANTEED RATE INC
Feb 27, 2025Warranty Deed, Construction Loan · Construction Mortgage
DHM INDUSTIES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 24, 2025 · Amount on File
Deed SaleJul 24, 2025 · Amount on File
Prior SaleFeb 27, 2025 · Amount on File
Deed Document Number2025-526990
Record UpdatedJun 8, 2026

July 2025: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionLAKE IN
Recording DateJul 24, 2025
Property Address2305 PIERCE ST, GARY, IN 46407-3417
Document Number0000026990
Map ReferenceMB 6 PG 25
Instrument DateJul 7, 2025
Instrument2025-526990
Transaction TypeTransfer
Record UpdatedFeb 6, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2305 PIERCE ST, GARY, IN 46407-3417

Mortgage

Document Number0000026991
DateJul 24, 2025
Instrument2025-526991
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2055

February 2025: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateFeb 27, 2025
Property Address2305 PIERCE ST, GARY, IN 46407-3417
Document Number0000006778
Map ReferenceMB 6 PG 25
Instrument DateFeb 18, 2025
Instrument2025-506778
Transaction TypeConstruction Loan
Record UpdatedFeb 6, 2026

Transaction

AmountAmount on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2305 PIERCE ST, GARY, IN 46407-3417

Transferred To (Grantee/Buyer)

NameVerified Name
Address2103 TELLE DR, CHESTERTON, IN 46304

Mortgage

Document Number0000006779
DateFeb 27, 2025
Instrument2025-506779
Lender
NameDHM INDUSTIES INC
TypeNon-Lending Institution
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$40,900 (+31.09%) Land $4,100 Building $36,800$40,900 (+31.09%) Land $4,100 Building $36,800
2024$790.00$31,200 (+14.71%) Land $4,100 Building $27,100$31,200 (+14.71%) Land $4,100 Building $27,100
2023$27,200 (+23.08%) Land $3,900 Building $23,300$27,200 (+23.08%) Land $3,900 Building $23,300
2022$566.00$22,100 Land $1,500 Building $20,600$22,100 Land $1,500 Building $20,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 2305 Pierce St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2007)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2007 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2305 Pierce St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 514 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: T-Mobile.

Nearby Properties on Pierce St

Nearby Streets

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