2305 Phillips Rd, Cottondale, FL 32431 Property Records

Jackson County property record for 2305 Phillips Rd, Cottondale, FL 32431

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,801 sqft · built 1968
Lot Size4 acres (174,240 sqft)
Owner2 Company Names on File
Tax Bill$486 (2025)
Deeds & MortgagesJul 2021 Transfer
Flood ZoneZone A (high risk)
APN19-4N-11-0000-0030-0010

Property Details

APN / Parcel Number

Primary APN19-4N-11-0000-0030-0010
Alternative APN
  • 11 N 419000000300010

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,801 sqft Living Area
Gross Area2,437 sqft
1st Floor Area1,801 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleBungalow
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area174,240 sqft (4 acres)
Garage TypeCarport
Garage Area320 sqft
CarportCarport
Carport Area320 sqft
PorchSlab
Deck Area240 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address2305 PHILLIPS RD
CityCOTTONDALE
StateFL
Zip32431-7533
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionOR 44 P 33 ALL THAT PART OF SW1/4 OF NE1/4 LYING S&W OF CTY ROAD KNOWN AS THARPE MILL ROAD...OR 431 P 87... OR 1705 P 88 LIFE ESTATE...
Legal Range11W
Legal Township04N
Legal Section19
Legal SubdivisionLIFE ESTATE
Legal Block10
Legal Lot Number30
JurisdictionJACKSON FL
Township / Civil DivisionCOTTONDALE
Census Block Group3
Census Block3071
Census Tract210400

Owner

Source: Jackson County records · APN 19-4N-11-0000-0030-0010

Assessment roll updated December 8, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address2305 PHILLIPS RD, COTTONDALE, FL 32431-7533
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record UpdatedSep 20, 2026

July 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionJACKSON FL
Recording DateJul 06, 2021
Property Address2305 PHILLIPS RD, COTTONDALE, FL 32431-7533
Document Number0017050088
Book / Page1705 / 88
Instrument DateJun 11, 2021
Instrument202132008354
Transaction TypeTransfer
Record UpdatedMay 09, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2305 PHILLIPS RD, COTTONDALE, FL 32431-7533

Tax Assessment & Valuation

Source: Jackson County records · Assessment roll updated December 8, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$486.00 (+4.07%) Homeowner's exemption$76,831 (+2.9%)$113,309 (-1.76%) Land $24,000 Building $89,309
2024$467.00 (+5.18%) Homeowner's exemption$74,666 (+3%)$115,339 (+1.96%) Land $24,000 Building $91,339
2023$444.00 (+8.56%) Homeowner's exemption$72,491 (+3%)$113,124 (+20.03%) Land $24,000 Building $89,124
2022$409.00 Homeowner's exemption$70,380$94,249 Land $22,000 Building $72,249

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2020)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2020 · Hurricane Sally

Wildfire

Wildfire RiskModerate
above 40% of the US · lower than 87% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Verizon
Fixed Wireless
25 / 6
T-Mobile USA
Fixed Wireless
25 / 3

May also be available: AT&T.

Based on FCC filings for 10 locations within half a mile of this property.

Nearby Properties on Phillips Rd

Nearby Streets

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