2305 Peppertree Ln, Atwater, CA 95301 Property Records

Merced County property record for 2305 Peppertree Ln, Atwater, CA 95301

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,656 sqft · built 2004
Lot Size0.165 acres (7,190 sqft)
OwnerIndividual Name on File
Last Sale$180,000 (Jun 2014)
Tax Bill$2,377 (2025)
Deeds & MortgagesJun 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN002-305-003-000

Property Details

APN / Parcel Number

Primary APN002-305-003-000
Alternative APN
  • 002-305-003

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,656 sqft Living Area
Gross Area2,138 sqft
1st Floor Area1,656 sqft

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Architectural StyleCustom Design
Construction TypeWood
Lot Area7,190 sqft (0.165 acres)
Garage TypeAttached
Garage Area482 sqft
Parking Spaces2 Parking Spaces
Patio Area232 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number002-305-003
Street Address2305 PEPPERTREE LN
CityATWATER
StateCA
Zip95301-2678
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal DescriptionSANDLEWD SQUARE #3 LOT 24
Legal SubdivisionSANDLEWD SQUARE 03
Legal Lot Number24
JurisdictionMERCED CA
Township / Civil DivisionATWATER
Census Block Group1
Census Block1024
Census Tract602

Owner

2305 Peppertree Ln is owned and occupied by an individual who bought it in June 2014.

Source: Merced County records, as of August 21, 2026

Owner of RecordIndividual Name on File
Mailing Address2305 PEPPERTREE LN, ATWATER, CA 95301-2678
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 23, 2014 · Amount on File
Deed SaleJun 23, 2014 · Amount on File
Prior SaleFeb 1, 2012 · Amount on File
Deed Document Number201418749
Prior Transfer DateJan 26, 2012
Prior Transfer Doc0000003780
Record UpdatedOct 29, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMERCED CA
Property Address2305 PEPPERTREE LN, ATWATER, CA 95301-2678
Transaction TypeMortgage
Record UpdatedJul 26, 2021
Title CompanyTRANSCOUNTY TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name
Address2305 PEPPERTREE LN, ATWATER, CA 95301-2678

Mortgage

Document Number0000028617
DateJun 29, 2021
Instrument2021028617
Lender
NameGOLD STAR MORTGAGE FINANCIAL GROUP CORP
TypeMortgage Company
AddressANN ARBOR, MI 48108
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueJul 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 2305 Peppertree Ln was $2,377 with a homeowner's exemption.

Source: Merced County assessment roll, as of August 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
MunicipalityAtwater City
CountyMerced County
Elementary School DistrictAtwater Elementary School District (KG - 08)
Secondary School DistrictMerced Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$225,057 (+2%) Land $43,758 Building $181,299
2025$2,377.00 Homeowner's exemption$220,645 Land $42,900 Building $177,745
2023$2,259.00 (+1.16%) Homeowner's exemption$212,079 Land $41,235 Building $170,844
2022$2,233.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 2305 Peppertree Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2305 Peppertree Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF ATWATER
serves 29,479 people · EPA ID CA2410001
Water SourceGroundwater
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
unWired Broadband
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
Ayera Technologies
Fixed Wireless
120 / 40
Cal.net
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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