2305 J St, Sacramento, CA 95816 Property Records

Sacramento County property record for 2305 J St, Sacramento, CA 95816

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	3,843 sqft · built 1949
Lot Size	0.11 acres (4,800 sqft)
Owner	Company Name on Record
Last Sale	$730,000 (Nov 2017)
Tax Bill	$10,351 (2025)
Deeds & Mortgages	Apr 2023 Transfer Jan 2020 Mortgage + 2 more
Flood Zone	Zone X (reduced by levee)
APN	`007-0026-021-0000`

Property Details

APN / Parcel Number

Primary APN	`007-0026-021-0000`

Interior

Stories	2 Stories
Building Area	3,843 sqft Total Area
1st Floor Area	2,265 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	4,800 sqft (0.11 acres)

Location & Zoning

Street Address	2305 J ST
City	SACRAMENTO
State	CA
Zip	95816-4713
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	C-2-SPD
Legal Description	E.1/2 OF S.3/4 LOT 8 BLK.I & J 23 & 24.
Legal Subdivision	SACRAMENTO
Legal Block	I,J
Legal Lot Number	8
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3010
Census Tract	1400

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4666 CABANA WAY, SACRAMENTO, CA 95822-1239
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2023	Intrafamily Transfer, Transfer
Jan 16, 2020	Quit Claim Deed, Transfer US BK
Nov 2, 2017	Deed of Trust, Mortgage US BK
Nov 2, 2017	Grant Deed, Transfer · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 2, 2017 · Amount on Record
Deed Sale	Nov 2, 2017 · Amount on Record
Deed Book / Page	20171102 / 4581
Last Transfer Date	Sep 26, 2022
Transfer Doc	2023000882
Record Updated	Sep 20, 2026

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 27, 2023
Property Address	2305 J ST, SACRAMENTO, CA 95816-4713
Document Number	0000000882
Instrument Date	Sep 26, 2022
Instrument	202304270882
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	333 UNIVERSITY AVE STE 200, 200, SACRAMENTO, CA 95825-6540

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 16, 2020
Property Address	2305 J ST, SACRAMENTO, CA 95816-4713
Document Number	2001161056
Instrument Date	Jan 13, 2020
Instrument	2001161056
Transaction Type	Transfer
Record Updated	Jan 30, 2020
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	2305 J ST SACRAMENTO CA 958164713, SACRAMENTO, CA 95816-4713

Mortgage

Document Number	2001161057
Date	Jan 16, 2020
Instrument	2001161057

Lender

Name	US BK
Type	Bank
Address	PORTLAND, OR 97204

Agreement

Amount	Amount Recorded

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	2305 J ST, SACRAMENTO, CA 95816-4713
Document Number	1711080482
Instrument Date	Nov 2, 2017
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 J ST SACRAMENTO CA 958164713, SACRAMENTO, CA 95816-4713

Mortgage

Document Number	1711080482
Date	Nov 8, 2017
Instrument	1711080482

Lender

Name	US BK
Type	Bank
Address	SAN DIEGO, CA 92131

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Nov 7, 2042

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Nov 2, 2017
Property Address	2305 J ST, SACRAMENTO, CA 95816-4713
Document Number	1711024581
Instrument Date	Oct 30, 2017
Instrument	1711024581
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$803.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	4541 HILLVIEW WAY SACRAMENTO CA 958221613, SACRAMENTO, CA 95822-1613

Mortgage

Document Number	1711024582
Date	Nov 2, 2017
Instrument	1711024582

Lender

Name	US BK
Type	Bank
Address	SAN DIEGO, CA 92131-1018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Mortgage

Document Number	1711024585,
Date	Nov 2, 2017
Instrument	1711024585

Lender

Name	US BK
Type	Bank
Address	SAN DIEGO, CA 92131-1018

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Sacramento City
Unified School District	Sacramento City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$847,221 (+2%) Land $417,808 Building $429,413
2025	$10,351.00 (+1.45%)	$830,610 (+4.04%) Land $409,616 Building $420,994
2024	$10,203.00 (+2.41%)
2023	$9,963.00 (+1.73%)	$798,359 Land $393,711 Building $404,648
2022	$9,794.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	5 (1995–2004)
Most Recent Claim	Sep 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SACRAMENTO MAIN state or territorial government · serves 527,979 people · EPA ID CA3410020
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 776 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50

May also be available: Fidium Fiber, GeoLinks, Succeed.Net, T-Mobile.

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