2305 Highgate Dr, McKinney, TX 75070 Property Records

Collin County property record for 2305 Highgate Dr, McKinney, TX 75070

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 5,099 sqft · built 2005
Lot Size	0.659 acres (28,706 sqft)
Owner	2 Individual Names on File
Last Sale	$995,680 (Jun 2023)
Tax Bill	$17,606 (2022)
Deeds & Mortgages	Jun 2023 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R-8059-00A-005R-1`

Property Details

APN / Parcel Number

Primary APN	`R-8059-00A-005R-1`
Alternative APNs	`000002724256` `2724256`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	5,099 sqft Living Area
Gross Area	6,072 sqft
1st Floor Area	3,308 sqft
Flooring	Ceramic Tile
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Brick
Construction Type	Wood
Lot Area	28,706 sqft (0.659 acres)
Garage Type	Attached
Garage Area	713 sqft
Pool Area	592 sqft
Porch	Covered Patio/Porch
Porch Area	461 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	2305 HIGHGATE DR
City	MCKINNEY
State	TX
Zip	75070-4272
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VILLAGE CREEK #04, BLK A, LOT 5R; (REPLAT)
Legal Subdivision	VILLAGE CREEK #04
Legal Block	A
Legal Lot Number	5R
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	1
Census Block	1014
Census Tract	30606

Owner

2305 Highgate Dr is owned and occupied by two individuals who bought it in June 2023.

Source: Collin County records, as of June 3, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2305 HIGHGATE DR, MCKINNEY, TX 75070-4272
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2023	Vendor's Lien, Transfer · VA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Oct 14, 2020	Deed of Trust, Mortgage FIRST ST BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2023 · Amount on File
Deed Sale	Jun 29, 2023 · Amount on File
Prior Sale	Mar 15, 2016 · Amount on File
Deed Document Number	202372985
Record Updated	Sep 20, 2026

June 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Jun 29, 2023
Property Address	2305 HIGHGATE DR, MCKINNEY, TX 75070-4272
Document Number	2023000072985
Map Reference	VOL 2015 PG 533
Instrument Date	Jun 20, 2023
Instrument	2023000072985
Transaction Type	Transfer
Record Updated	Jul 17, 2023
Title Company	REPUBLIC TITLE COMPANY, REPUBLIC TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2305 HIGHGATE DR, MCKINNEY, TX 75070-4272

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 HIGHGATE DR, MCKINNEY, TX 75070-4272

Mortgage

Document Number	2023000072986
Date	Jun 29, 2023
Instrument	2023000072986

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2053

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	2305 HIGHGATE DR, MCKINNEY, TX 75070-4272
Document Number	0001818250
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2305 HIGHGATE DR MCKINNEY TX 750704272, MCKINNEY, TX 75070-4272

Mortgage

Document Number	0001818250
Date	Oct 20, 2020
Instrument	1818250

Lender

Name	FIRST ST BK
Type	Bank
Address	DENTON, TX 76201

Agreement

Amount	Amount on Record
Term	180 Months
Due	Oct 19, 2035

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,175,974 Land $283,500 Building $892,474	$1,175,974 Land $283,500 Building $892,474
2023		$1,403,460 (+20.81%) Land $264,600 Building $1,138,860	$1,403,460 (+20.81%) Land $264,600 Building $1,138,860
2022	$17,606.00 Homeowner's exemption	$1,161,705 Land $252,000 Building $909,705	$1,161,705 Land $252,000 Building $909,705

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2305 Highgate Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 2305 Highgate Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 226 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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