Sumter County property record for 2305 Harper St, Sumter, SC 29153
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,174 sqft · built 1962 |
| Lot Size | 0.404 acres (17,640 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $96,500 (May 2018) |
| Tax Bill | $562 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage May 2018 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 203-03-01-006 |
| Primary APN | 203-03-01-006 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,174 sqft Living Area |
| 1st Floor Area | 1,175 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1962 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 17,640 sqft (0.404 acres) |
| Lot Dimensions | 180 ft deep x 98 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
|---|---|
| Fence | Fence |
| Shed | 1 Shed |
| Utility Building | 36 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 24071 |
|---|---|
| Old Parcel Number | 203 03 01 006 |
| Street Address | 2305 HARPER ST |
| City | SUMTER |
| State | SC |
| Zip | 29153-1910 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 3 Z15-139 98X180 FT - |
| Legal Lot Number | 3 |
| Jurisdiction | SUMTER SC |
| Township / Civil Division | SUMTER NORTH |
| Census Block Group | 3 |
| Census Block | 3031 |
| Census Tract | 401 |
2305 Harper St is owned and occupied by two individuals who bought it in May 2018.
Source: Sumter County records, as of December 18, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2305 HARPER ST, SUMTER, SC 29153-1910 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 13, 2022 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| May 21, 2018 | Grant Deed, Transfer |
| Apr 17, 2018 | Deed, Transfer · Conventional Mortgage GATEWAY MORTGAGE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 21, 2018 · Amount on File |
| Deed Sale | May 21, 2018 · Amount on File |
| Prior Sale | Apr 17, 2018 · Amount on File |
| Deed Document Number | 0012443169 |
| Deed Book / Page | 1244 / 3169 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUMTER SC |
| Property Address | 2305 HARPER ST, SUMTER, SC 29153-1910 |
| Transaction Type | Mortgage |
| Record Updated | Dec 19, 2025 |
| Name | Verified Name |
|---|---|
| Address | 2305 HARPER ST, SUMTER, SC 29153-1910 |
| Document Number | 0013074066 |
|---|---|
| Date | Oct 13, 2022 |
| Book Page | 1307/4066 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 307 Months |
| Due | May 1, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | May 21, 2018 |
| Property Address | 2305 HARPER ST, SUMTER, SC 29153-1910 |
| Document Number | 0012443169 |
| Book / Page | 001244 / 003169 |
| Instrument Date | Apr 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $357.05 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2305 HARPER ST SUMTER SC 291531910, SUMTER, SC 29153-1910 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUMTER SC |
| Recording Date | Apr 17, 2018 |
| Property Address | 2305 HARPER ST, SUMTER, SC 29153-1910 |
| Document Number | 0012432528 |
| Book / Page | 1243 / 2528 |
| Map Reference | MB Z-15 PG139 |
| Instrument Date | Apr 11, 2018 |
| Transaction Type | Transfer |
| Record Updated | May 5, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $357.05 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2305 HARRER ST, SUMTER, SC 29153-1910 |
| Document Number | 0012432532 |
|---|---|
| Date | Apr 17, 2018 |
| Instrument | 1243/2532 |
| Name | GATEWAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
The 2025 property tax bill for 2305 Harper St was $562.
Source: Sumter County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Sumter County |
| Unified School District | Sumter County Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $562.00 | $3,240 Land $450 Building $2,790 | $80,999 Land $11,270 Building $69,729 |
| 2023 | $3,240 (-) Land $450 Building $2,790 | $80,999 (-) Land $11,270 Building $69,729 | |
| 2022 | $554.00 | $3,240 Land $450 Building $2,790 | $80,999 Land $11,270 Building $69,729 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 2305 Harper St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 2305 Harper St is moderate, ranking above 46% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · above 40% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 64 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| FTC Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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