Harford County property record for 2305 Harmony Ter, Fallston, MD 21047 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Year Built | Built 2012 |
| Square Footage | 1,857 sqft Total Area |
| Lot Size | 90,605 sqft (2.08 acres) |
| Garage | Attached, 1,161 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $150,000 (2010) |
| Tax Bill | $4,986.00 (2025) |
| Primary APN | 03-391213 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 1,857 sqft Total Area |
| 1st Floor | 174 sqft 1st Floor |
| Basement Area | 600 sqft Basement |
| Finished Basement | 600 sqft Finished |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Split Foyer Style |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 90,605 sqft (2.08 acres) |
| Parking Spaces | 4 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 1,161 sqft Garage |
| Porch Area | 414 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Account Number | 391213 |
|---|---|
| Street Address | 2305 HARMONY TER |
| City | FALLSTON |
| State | MD |
| Zip | 21047-2707 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 15 2.08 AC 2305 HARMONY TERRACE BAGLEYS VENTURE 136/30 |
| Legal Subdivision | BAGLEYS VENTURE |
| Legal Lot Number | 15 |
| Jurisdiction | HARFORD MD |
| Minor Civil Division | 3, BEL AIR |
| Census Blockgroup | 1 |
| Census Block | 1022 |
| Census Tract | 303400 |
Source: Harford County records · APN 03-391213
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 2305 HARMONY TER, FALLSTON, MD 21047-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 03, 2026 | Deed of Trust, Mortgage · Line of Credit ABERDEEN FCU |
| Sep 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage 1ST FINANCIAL INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 03, 2010 · Amount on Record |
| Deed Sale | Sep 03, 2010 · Amount on Record |
| Deed Doc Number | 2010275 |
| Deed Book / Page | 8798 / 196 |
| Prior Transfer Date | Jun 21, 2010 |
| Prior Transfer Doc | 0086790001 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2305 HARMONY TER, FALLSTON, MD 21047-2707 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2026 |
| Title Company | GETZ TITLE GROUP LLC |
| Name | Verified Name |
|---|---|
| Address | 2305 HARMONY TER, FALLSTON, MD 21047-2707 |
| Document Number | 0170230333 |
|---|---|
| Date | Mar 03, 2026 |
| Book Page | 17023/333 |
| Name | ABERDEEN FCU |
|---|---|
| Type | Credit Union |
| Address | ABERDEEN, MD 21001 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 2305 HARMONY TER, FALLSTON, MD 21047-2707 |
| Transaction Type | Mortgage |
| Record Updated | Oct 24, 2022 |
| Title Company | THE ATLANTIC TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0141100160 |
|---|---|
| Date | Sep 15, 2020 |
| Book Page | 14110/160 |
| Name | 1ST FINANCIAL INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2035 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $488,667 (+2.88%) | $516,000 (+8.63%) Land $115,700 Building $400,300 | |
| 2025 | $4,986.00 (+11.15%) | $475,000 (+10.71%) Land $115,700 Building $359,300 | $475,000 (-) Land $115,700 Building $359,300 |
| 2023 | $429,067 | $475,000 Land $115,700 Building $359,300 | |
| 2022 | $4,486.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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