2305 Droste Rd, Saint Charles, MO 63301 Property Records

St. Charles County property record for 2305 Droste Rd, Saint Charles, MO 63301

Property Summary

Property TypeCommercial
Details1,180 sqft · built 1984
Lot Size0.949 acres (41,338 sqft)
OwnerCompany Name on Record
Last Sale$245,000 (May 2021)
Tax Bill$7,661 (2025)
Deeds & MortgagesMay 2021 Line of Credit
Flood ZoneZone X (minimal risk)
APN086172A000

Property Details

APN / Parcel Number

Primary APN086172A000
Alternative APN
  • 6-010A-3280-00-0012.9000000

Interior

Stories1 Story
Building Area1,180 sqft Gross Area
1st Floor Area1,180 sqft

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialConcrete Block
Roof MaterialBuilt-Up Asphalt
Lot Area41,338 sqft (0.949 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
SewerConnected

Location & Zoning

Account Number086172A000
Street Address2305 DROSTE RD
CitySAINT CHARLES
StateMO
Zip63301-4847
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning CodeAB2
Legal DescriptionST CHAS COMMON BLK 6 PT LOT 14
Legal SubdivisionFLAIR FOREST 04
Legal Block6
Legal Lot Number14
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group3
Census Block3017
Census Tract310700

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address208 NORTHERN PINES CT, SAINT PETERS, MO 63376-4386
Owner TypeCompany
VestingLimited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 28, 2021 · Amount on Record
Deed SaleMay 28, 2021 · Amount on Record
Prior SaleJun 13, 2016
Deed Document Number202146137
Record UpdatedOct 29, 2026

May 2021: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionST CHARLES MO
Recording DateMay 28, 2021
Property Address2305 DROSTE RD, SAINT CHARLES, MO 63301-4847
Document Number2021R046137
Instrument DateMay 27, 2021
Instrument2021R-046137
Transaction TypeTransfer
Record UpdatedJun 9, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address106 E WASHINGTON ST, 106, CUBA, MO 65453-1827

Transferred To (Grantee/Buyer)

NameVerified Name
Address840 KEEVEN LN, FLORISSANT, MO 63031-6144

Mortgage

Document Number2021R046138
DateMay 28, 2021
Instrument2021R-046138
Lender
NameHERITAGE COMMUNITY BANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueJun 2, 2036

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$113,703 (-)$355,319 (-) Land $227,359 Building $127,960
2025$7,661.00 (+0.52%)$113,703 (+2.74%)$355,319 (+2.74%) Land $227,359 Building $127,960
2024$7,621.00
2023$110,674
2022$345,856 Land $227,359 Building $118,497

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1981–2022)
Claims Outside the SFHA2 of 5
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: T-Mobile, Verizon.

Nearby Properties on Droste Rd

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