2305 Damascus Dr, Monroe, NC 28110 Property Records

Union County property record for 2305 Damascus Dr, Monroe, NC 28110

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 1,711 sqft · built 1999
Lot Size	0.264 acres (11,500 sqft)
Owner	Individual Name on Record
Last Sale	$148,000 (Jun 2010)
Tax Bill	$2,413 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-396-156`

Property Details

APN / Parcel Number

Primary APN	`09-396-156`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,711 sqft Living Area
Gross Area	2,308 sqft
1st Floor Area	1,055 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Architectural Style	Conventional
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,500 sqft (0.264 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2305 DAMASCUS DR
City	MONROE
State	NC
Zip	28110-9328
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	SF-1 INDIA
Legal Description	#26 CORNERSTONE PH 1A; OPCF224
Legal Subdivision	CORNERSTONE
Legal Lot Number	26
Jurisdiction	UNION NC
Township / Civil Division	MONROE
Census Block Group	3
Census Block	3005
Census Tract	20307

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	2305 DAMASCUS DR, MONROE, NC 28110-9328
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2021	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Nov 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 9, 2010 · Amount on Record
Deed Sale	Jun 9, 2010 · Amount on Record
Prior Sale	Aug 21, 2006 · Amount on Record
Deed Document Number	201013943
Deed Book / Page	5344 / 166
Prior Transfer Date	Mar 2, 2006
Prior Transfer Doc	0004085455
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2305 DAMASCUS DR, MONROE, NC 28110-9328
Transaction Type	Mortgage
Record Updated	Jul 14, 2021
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8148758
Date	Jun 25, 2021
Book Page	8148/758
Instrument	30089

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	INDIAN TRAIL, NC 28079

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	2305 DAMASCUS DR, MONROE, NC 28110-9328
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN HOME TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	7059351
Date	Nov 27, 2017
Book Page	7059/351
Instrument	0034599

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Dec 1, 2032

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Indian Trail Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$361,300 (-) Land $69,000 Building $292,300	$361,300 (-) Land $69,000 Building $292,300
2025	$2,413.00 (+16.91%)	$361,300 (+48.26%) Land $69,000 Building $292,300	$361,300 (+48.26%) Land $69,000 Building $292,300
2023	$2,064.00	$243,700 Land $42,000 Building $201,700	$243,700 Land $42,000 Building $201,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (2016–2017)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Apr 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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