2305 Covered Wagon Cir, Elverta, CA 95626 Property Records

Sacramento County property record for 2305 Covered Wagon Cir, Elverta, CA 95626

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,092 sqft · built 1979
Lot Size	0.167 acres (7,292 sqft)
Owner	Individual Name on Record
Last Sale	$425,000 (Feb 2025)
Tax Bill	$4,479 (2025)
Deeds & Mortgages	May 2026 Mortgage Sep 2023 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`203-0224-058-0000`

Property Details

APN / Parcel Number

Primary APN	`203-0224-058-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,292 sqft (0.167 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	2305 COVERED WAGON CIR
City	ELVERTA
State	CA
Zip	95626-9617
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	PIONEER VILLAGE, LOT 27
Legal Subdivision	PIONEER VILLAGE
Legal Lot Number	27
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2007
Census Tract	7206

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2305 COVERED WAGON CIR, ELVERTA, CA 95626-9617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
May 1, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CTR
Sep 27, 2023	Intrafamily Transfer, Transfer
Jun 2, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 14, 2025 · Amount on Record
Deed Sale	Feb 14, 2025 · Amount on Record
Prior Sale	Sep 30, 2024 · Amount on Record
Deed Book / Page	20250214 / 867
Prior Transfer Date	Sep 25, 2023
Prior Transfer Doc	2023000860
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Recording Date	May 1, 2026
Property Address	2305 COVERED WAGON CIR, ELVERTA, CA 95626-9617
Document Number	2026000827
Book / Page	20260501 / 827
Instrument Date	Jan 23, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	ORABGE COAST TITLE, ORANGE COAST TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 COVERED WAGON CIR, ELVERTA, CA 95626-9617
Investor	Possibly a Property Investor

Mortgage

Document Number	2026000827,
Date	May 1, 2026
Book Page	20260501/827

Lender

Name	MORTGAGE RESEARCH CTR

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate	6.18%
Max Rate	-1%

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 27, 2023
Property Address	2305 COVERED WAGON CIR, ELVERTA, CA 95626-9617
Document Number	0000000860
Map Reference	MB 114 MAP 21
Instrument Date	Sep 25, 2023
Instrument	202309270860
Transaction Type	Transfer
Record Updated	Oct 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4340 3RD AVE, SACRAMENTO, CA 95817-3014

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 2, 2022
Property Address	2305 COVERED WAGON CIR, ELVERTA, CA 95626-9617
Document Number	0000000808
Map Reference	MB 114 MAP 21
Instrument Date	Jun 1, 2022
Instrument	2022060200808
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	2305 COVERED WAGON CIR, ELVERTA, CA 95626-9617

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Center Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$433,500 (+8.38%) Land $112,200 Building $321,300
2025	$4,479.00 (-3.62%)	$400,000 (+306.24%) Land $110,000 Building $290,000
2024	$4,647.00 (+297.86%)
2023	$1,168.00 (+8.55%)	$98,463 Land $24,348 Building $74,115
2022	$1,076.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	15 in force
Nearby Flood Claims	4 (1995–2016)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Mar 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - ANTELOPE private · serves 35,617 people · EPA ID CA3410031
Water Source	Purchased surface water from SACRAMENTO SUBURBAN WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: unWired Broadband.

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