2305 Coldstream Pl, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 2305 Coldstream Pl, Saint Augustine, FL 32092 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2005
Square Footage2,411 sqft Living Area
Lot Size13,939 sqft (0.32 acres)
OccupancyOwner Occupied
Last Sale$100 (2025)
Tax Bill$334.00 (2025)

Property Details

APN / Parcel Number

Primary APN029325-0540

Interior

Bedrooms4 Beds
Full Baths3 Baths
Plumbing Fixtures13 Plumbing Fixtures
Building Area2,411 sqft Living Area
Gross Area3,234 sqft Gross Area
1st Floor2,411 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2005
Effective Year BuiltEffective 2005
Exterior MaterialStucco Exterior
Construction TypeWood Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area13,939 sqft (0.32 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area620 sqft Garage
Porch Area279 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address2305 COLDSTREAM PL
CitySAINT AUGUSTINE
StateFL
Zip32092-4730
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description54/43-49 WHISPER RIDGE UNIT 7 LOT 54 OR3122/705 & 3940/84(F/J) & 6216/568 (Q/C)
Legal Range28E
Legal Township07S
Legal Section01
Legal SubdivisionWHISPER RIDGE UNIT 7
Legal Block2
Legal Lot Number54
Legal Unit7
JurisdictionST JOHNS FL
Minor Civil DivisionST. AUGUSTINE
Census Blockgroup2
Census Block2017
Census Tract20906

Owner

Source: St. Johns County records · APN 029325-0540

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2305 COLDSTREAM PL, SAINT AUGUSTINE, FL 32092-4730
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingHusband And Wife

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2023Deed of Trust, Mortgage · Veterans Administration Mortgage
FREEDOM MORTGAGE CORP
Mar 04, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
NEW DAY FINANCIAL LLC
Dec 11, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
FIRST SAVINGS BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 08, 2025 · Amount on Record
Deed SaleSep 08, 2025 · Amount on Record
Prior SaleSep 11, 2008 · Amount on Record
Deed Doc Number202572674
Deed Book / Page6216 / 568
Prior Transfer DateAug 23, 2025
Prior Transfer Doc0062160568
Record RefreshedJun 08, 2026

December 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address2305 COLDSTREAM PL, SAINT AUGUSTINE, FL 32092-4730
Transaction TypeMortgage
Record UpdatedJan 11, 2024
Title CompanyELEVATED TITLE LLC, ELEVATED TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address2305 COLDSTREAM PL, SAINT AUGUSTINE, FL 32092-4730

Mortgage

Document Number0058780799
DateDec 29, 2023
Book Page5878/799
Instrument2023100457
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address2305 COLDSTREAM PL, SAINT AUGUSTINE, FL 32092-4730
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySERVICELINK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0046881752
DateMar 04, 2019
Book Page4688/1752
Instrument2019014717
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2049

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address2305 COLDSTREAM PL, SAINT AUGUSTINE, FL 32092-4730
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0048471454
DateDec 11, 2019
Book Page4847/1454
Instrument2019093084
Lender
NameFIRST SAVINGS BANK
TypeBank
AddressCLARKSVILLE, IN 47129
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$209,657 (+2.7%)$373,367 (-2.42%) Land $85,000 Building $288,367
2025$334.00 (+31.5%) Disabled Person's exemption Veteran's exemption$204,145 (+5.99%)$382,607 (-4.24%) Land $80,000 Building $302,607
2024$254.00
2023$254.00 (+7.63%) Disabled Person's exemption Veteran's exemption$192,614 (+3%)$399,568 (+8.91%) Land $88,088 Building $311,480
2022$236.00 Disabled Person's exemption Veteran's exemption$187,004$366,864 Land $72,800 Building $294,064

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 62% of the US · above 37% of Florida
Wildfire LikelihoodAbout 1 in 543 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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