2305 Clearwater Ave, Bloomington, IL 61704 Property Records

McLean County property record for 2305 Clearwater Ave, Bloomington, IL 61704

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 2,169 sqft · built 1977
Lot Size	0.139 acres (6,063 sqft)
Owner	2 Individual Names on File
Last Sale	$116,500 (Apr 2020)
Tax Bill	$4,133 (2024)
Deeds & Mortgages	Apr 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-36-153-001`

Property Details

APN / Parcel Number

Primary APN	`14-36-153-001`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	2,169 sqft Living Area
Gross Area	2,427 sqft
1st Floor Area	1,067 sqft
Basement Area	1,053 sqft
Finished Basement	1,053 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	6,063 sqft (0.139 acres)
Lot Dimensions	110 ft deep x 55 ft wide
View / Lot	Lake Front
Garage Type	Attached
Garage Area	258 sqft
Parking Spaces	1 Parking Space
Deck Area	192 sqft
Greenhouse	Greenhouse

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2305 CLEARWATER AVE
City	BLOOMINGTON
State	IL
Zip	61704-2316
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1C
Legal Description	LAKEWOOD ESTATES LOT 10
Legal Range	02E
Legal Township	24N
Legal Section	36
Legal Subdivision	LAKEWOOD ESTATES
Legal Lot Number	10
Jurisdiction	MCLEAN IL
Township / Civil Division	BLOOMINGTON CITY
Census Block Group	2
Census Block	2000
Census Tract	1106

Owner

Source: McLean County assessment roll, as of April 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	2305 CLEARWATER AVE, BLOOMINGTON, IL 61704-2316
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 3, 2020 · Amount on Record
Deed Sale	Apr 3, 2020 · Amount on Record
Prior Sale	Jun 30, 2009 · Amount on Record
Deed Document Number	20205752
Record Updated	Jun 8, 2026

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLEAN IL
Recording Date	Apr 3, 2020
Property Address	2305 CLEARWATER AVE, BLOOMINGTON, IL 61704-2316
Document Number	202000005752
Map Reference	DOC 76-12589
Instrument Date	Apr 1, 2020
Instrument	2020-00005752
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	ALLIANCE LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$174.75
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	2305 CLEARWATER AVE, BLOOMINGTON, IL 61704-2316

Mortgage

Document Number	202000005753
Date	Apr 3, 2020
Instrument	2020-00005753

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: McLean County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Bloomington City
County	McLean County
County Subdivision	Bloomington City Township
Unified School District	Bloomington School District 87 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$61,946 (+22.03%) Land $12,488 Building $49,458	$185,838 (+22.03%) Land $37,464 Building $148,374
2024	$4,133.00 (+10.48%)
2023	$3,741.00	$50,764 Land $10,234 Building $40,530	$152,292 Land $30,702 Building $121,590

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 27, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLOOMINGTON serves 79,000 people · EPA ID IL1130200
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 584 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
Benton Ridge Telephone Company Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Frontier, Pavlov Media, T-Mobile USA.