2305 Cardiff Rd, Sergeant Bluff, IA 51054 Property Records

Woodbury County property record for 2305 Cardiff Rd, Sergeant Bluff, IA 51054

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 1,274 sqft · built 1977
Lot Size0.321 acres (14,000 sqft)
OwnerIndividual Name on File
Last Sale$166,000 (Oct 2012)
Tax Bill$3,892 (2025)
Flood ZoneZone X (minimal risk)
APN884729379008

Property Details

APN / Parcel Number

Primary APN884729379008

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,274 sqft Living Area
Basement Area1,274 sqft
Finished Basement1,000 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Exterior MaterialWood Siding
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area14,000 sqft (0.321 acres)
Lot Dimensions100 ft deep x 140 ft wide
Garage TypeAttached
Garage Area572 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Deck Area250 sqft
Patio Area296 sqft
Shed1 Shed
Shed Area192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address2305 CARDIFF RD
CitySERGEANT BLUFF
StateIA
Zip51054-9762
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCAMELOT ADDN LOT 8 BLK 6
Legal SubdivisionCAMELOT ADDITION
Legal Block6
Legal Lot Number8
JurisdictionWOODBURY IA
Township / Civil DivisionWOODBURY
Census Block Group1
Census Block1023
Census Tract3301

Owner

2305 Cardiff Rd is owned and occupied by an individual who bought it in October 2012.

Source: Woodbury County records, as of September 1, 2026

Owner of RecordIndividual Name on File
Mailing Address2305 CARDIFF RD, SERGEANT BLUFF, IA 51054-9762
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 1, 2012 · Amount on File
Deed SaleOct 1, 2012 · Amount on File
Prior SaleOct 23, 2009 · Amount on File
Deed Document Number20124584
Deed Book / Page725 / 4797
Prior Transfer DateOct 19, 2009
Prior Transfer Doc2010200905
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 2305 Cardiff Rd was $3,892.

Source: Woodbury County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateIowa
CountyWoodbury County
MunicipalitySergeant Bluff City
Unified School DistrictSergeant Bluff-Luton Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,892.00$264,450 Land $31,090 Building $233,360$264,450 Land $31,090 Building $233,360
2023$3,748.00 (+6.24%)$250,640 Land $26,910 Building $223,730$250,640 Land $26,910 Building $223,730
2022$3,528.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2305 Cardiff Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 2305 Cardiff Rd is moderate, ranking above 66% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 66% of the US · above 98.4% of Iowa
Wildfire Likelihood0.2% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSERGEANT BLUFF WATER SUPPLY
serves 5,015 people · EPA ID IA9774033
Water SourceGroundwater
Last State InspectionSep 2025
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Long Lines Metro
Fiber
1,000 / 1,000
Sparklight
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: ImOn Communications, Nextlink, Verizon.

Nearby Properties on Cardiff Rd

Nearby Streets

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