2305 89th Dr, Vero Beach, FL 32966 Property Records

Indian River County property record for 2305 89th Dr, Vero Beach, FL 32966

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,289 sqft · built 1978
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Last Sale	$40,400 (Jun 2003)
Tax Bill	$1,366 (2025)
Deeds & Mortgages	Feb 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33-38-02-00003-0310-00015.0`

Property Details

APN / Parcel Number

Primary APN	`33-38-02-00003-0310-00015.0`
Alternative APN	`61986`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,289 sqft Living Area
1st Floor Area	2,289 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1978
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Foundation Type	Retaining Wall
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Area	386 sqft

Exterior Amenities

Pool Area	288 sqft
Porch	Open Porch
Porch Area	482 sqft
Patio Area	872 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	61986
Street Address	2305 89TH DR
City	VERO BEACH
State	FL
Zip	32966-5160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-6
Legal Description	PARADISE PARK UNIT NO 2 IRF BLK Z-5 LOTS 15 & 16 PBI 3-77
Legal Range	38
Legal Township	33
Legal Section	02
Legal Subdivision	PARADISE PARK UNIT NO 2
Legal Block	Z-5
Legal Lot Number	15-16 16
Legal Unit	2
Jurisdiction	INDIAN RIVER FL
Township / Civil Division	FELLSMERE
Census Block Group	1
Census Block	1073
Census Tract	50907

Owner

2305 89th Dr is owned and occupied by two individuals who bought it in June 2003.

Source: Indian River County records, as of March 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	2305 89TH DR, VERO BEACH, FL 32966-5160
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2003 · Amount on File
Deed Sale	Jun 10, 2003 · Amount on File
Prior Sale	Mar 3, 1999 · Amount on File
Deed Document Number	0160102991
Record Updated	Jun 8, 2026

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	INDIAN RIVER FL
Property Address	2305 89TH DR, VERO BEACH, FL 32966-5160
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029981206
Date	Feb 1, 2017
Book Page	2998/1206
Instrument	3120170005678

Lender

Name	SEACOAST NATIONAL BANK
Type	Bank
Address	STUART, FL 34995

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	179 Months
Due	Jan 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 2305 89th Dr was $1,366.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Indian River County
Unified School District	Indian River County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,366.00	$108,411	$376,360 Land $46,410 Building $329,950
2023	$1,048.00 (+3.76%)	$102,288 (+3%)	$361,275 (+22.23%) Land $59,946 Building $301,329
2022	$1,010.00	$99,308	$295,568 Land $35,581 Building $259,987

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2305 89th Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 72 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	72 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2305 89th Dr is high, ranking above 72% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 72% of the US · above 56% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIAN RIVER COUNTY UTILITIES (2 WTPS) serves 126,893 people · EPA ID FL3314052
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	14 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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