2305 55th St, Lubbock, TX 79412 Property Records

Lubbock County property record for 2305 55th St, Lubbock, TX 79412

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,730 sqft · built 1957
Lot Size0.204 acres (8,890 sqft)
OwnerIndividual Name on Record
Tax Bill$3,205 (2025)
Deeds & MortgagesJul 2023 Second Mortgage
Jul 2023 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APNR53698

Property Details

APN / Parcel Number

Primary APNR53698

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,730 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,890 sqft (0.204 acres)
Lot Dimensions127 ft deep x 70 ft wide
Garage Area440 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address2305 55TH ST
CityLUBBOCK
StateTX
Zip79412-2527
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code0038
Legal DescriptionOAKWOOD E70'OF L 23
Legal SubdivisionOAKWOOD
Legal Lot Number240
JurisdictionLUBBOCK TX
Township / Civil DivisionLUBBOCK
Census Block Group2
Census Block2014
Census Tract2203

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2305 55TH ST, LUBBOCK, TX 79412-2527
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 17, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
TEXAS STATE AFFORDABLE HSNG CORP
Jul 17, 2023Vendor's Lien, Transfer · FHA Mortgage
CARDINAL FINANCIAL COMPANY LP
Aug 18, 2022Warranty Deed, Transfer
SERVICE TITLE, SERIVICE TITLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 17, 2023
Deed SaleJul 17, 2023
Prior SaleAug 18, 2022
Deed Document Number2023027098
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLUBBOCK TX
Property Address2305 55TH ST, LUBBOCK, TX 79412-2527
Transaction TypeMortgage
Record UpdatedJul 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address2305 55TH ST, LUBBOCK, TX 79412-2527

Mortgage

Document Number0000027100
DateJul 17, 2023
Instrument2023027100
Lender
NameTEXAS STATE AFFORDABLE HSNG CORP
TypeGovernment Agency
AddressAUSTIN, TX 78752
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term36 Months
DueJul 14, 2026

July 2023: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionLUBBOCK TX
Recording DateJul 17, 2023
Property Address2305 55TH ST, LUBBOCK, TX 79412-2527
Document Number0000027098
Map ReferenceVOL 649 PG 290
Instrument DateJul 14, 2023
Instrument2023027098
Transaction TypeTransfer
Record UpdatedJul 31, 2023
Title CompanyTITLEONE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027099
DateJul 17, 2023
Instrument2023027099
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2053

August 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLUBBOCK TX
Recording DateAug 18, 2022
Property Address2305 55TH ST, LUBBOCK, TX 79412-2527
Document Number0000039756
Map ReferenceVOL 725 PG 487
Instrument DateAug 16, 2022
Instrument2022039756
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanySERVICE TITLE, SERIVICE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address6923 INDIANA AVE # 312, 312, LUBBOCK, TX 79413-6111
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyLubbock County
MunicipalityLubbock City
Unified School DistrictLubbock Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,205.00 (-4.84%) Homeowner's exemption$181,138 (+18.05%) Land $32,500 Building $148,638$181,138 (+0.3%) Land $32,500 Building $148,638
2024$3,368.00 (+467.96%)
2023$593.00 (-26.06%) Homeowner's exemption$153,438 (+1%) Land $7,000 Building $173,591$180,591 (+15.23%) Land $7,000 Building $173,591
2022$802.00 Homeowner's exemption$139,489 Land $7,000 Building $149,722$156,722 Land $7,000 Building $149,722

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLUBBOCK PUBLIC WATER SYSTEM
serves 266,450 people · EPA ID TX1520002
Water SourceSurface water
Last State InspectionAug 2023
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Metronet
Fiber
1,000 / 1,000
Optimum
Cable
940 / 35
Rise Broadband
Fixed Wireless
300 / 60
Verizon
Fixed Wireless
300 / 20

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