2305 4th St, Peru, IL 61354 Property Records

LaSalle County property record for 2305 4th St, Peru, IL 61354

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,367 sqft · built 1914
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$97,500 (Jul 2021)
Tax Bill	$3,108 (2025)
Deeds & Mortgages	Dec 2009 Mortgage Jul 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-17-326-013`

Property Details

APN / Parcel Number

Primary APN	`17-17-326-013`
Alternative APN	`16-17-337-016`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,367 sqft Total Area

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Lot Area	6,098 sqft (0.14 acres)

Location & Zoning

Street Address	2305 4TH ST
City	PERU
State	IL
Zip	61354-3214
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FREDERICKS ADD, LT 9 BLK 22 SEC 17-33-1
Legal Range	01
Legal Township	33
Legal Section	17
Legal Subdivision	FREDERICKS ADD
Legal Block	22
Legal Lot Number	9
Jurisdiction	LASALLE IL
Township / Civil Division	PERU
Census Block Group	3
Census Block	3056
Census Tract	963100

Owner

2305 4th St is owned and occupied by an individual who bought it in July 2021.

Source: LaSalle County records, as of June 29, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	2305 4TH ST, PERU, IL 61354-3214
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2009	Deed of Trust, Mortgage CITIZENS FIRST NATIONAL BANK
Jul 2, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK
Sep 28, 2011	Warranty Deed, Transfer · USDA Mortgage USDA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 2, 2021 · Amount on File
Deed Sale	Jul 2, 2021 · Amount on File
Prior Sale	Sep 28, 2011 · Amount on File
Deed Document Number	202110324
Record Updated	Sep 20, 2026

December 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LASALLE IL
Property Address	2305 4TH ST, PERU, IL 61354-3214
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200929992
Date	Dec 7, 2009
Instrument	2009-29992

Lender

Name	CITIZENS FIRST NATIONAL BANK
Type	Bank
Address	PERU, IL 61354

Agreement

Amount	Amount on Record
Term	59 Months
Due	Nov 20, 2014

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Jul 2, 2021
Property Address	2305 4TH ST, PERU, IL 61354-3214
Document Number	202110324
Instrument Date	Jun 25, 2021
Instrument	2021-10324
Transaction Type	Transfer
Record Updated	Jul 28, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	637 E PERU ST, 637, PRINCETON, IL 61356-1851

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 4TH ST, PERU, IL 61354-3214

Mortgage

Document Number	202110325
Date	Jul 2, 2021
Instrument	2021-10325

Lender

Name	FIRST STATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	3.88%

September 2011: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LASALLE IL
Recording Date	Sep 28, 2011
Property Address	2305 4TH ST, PERU, IL 61354-3214
Document Number	0201120069
Instrument Date	Sep 21, 2011
Instrument	2011-20069
Transaction Type	Transfer
Record Updated	Jan 28, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	640 S MAHN AVE, SPRINGFIELD, MO 65802-6474

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 4TH ST, PERU, IL 61354-3214

Mortgage

Document Number	0201120070
Date	Sep 28, 2011
Instrument	2011-20070

Lender

Name	USDA
Type	Government Agency

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	456 Months
Due	Sep 27, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 2305 4th St was $3,108, up 5% from the year before.

Source: LaSalle County assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	LaSalle County
County Subdivision	Peru Township
Municipality	Peru City
Secondary School District	LaSalle-Peru Township High School District 120 (09 - 12)
Elementary School District	Peru Elementary School District 124 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,108.00 (+5.04%)	$40,259 (+6.08%) Land $6,523 Building $33,736	$120,777 (+6.08%) Land $19,569 Building $101,208
2024	$2,959.00	$37,951 (+8.96%) Land $6,149 Building $31,802	$113,853 (+8.96%) Land $18,447 Building $95,406
2023		$34,830 (+1.71%) Land $5,643 Building $29,187	$104,490 (+1.71%) Land $16,929 Building $87,561
2022		$34,246 Land $7,118 Building $27,128	$102,738 Land $21,354 Building $81,384

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 2305 4th St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2007.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (2007–2014)
Most Recent Claim	Feb 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2305 4th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PERU serves 9,896 people · EPA ID IL0990850
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 642 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: IVNet, Nextlink, Verizon.

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