2305 42nd St, Florence, OR 97439 Property Records

Lane County property record for 2305 42nd St, Florence, OR 97439

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1978
Lot Size	0.36 acres (15,682 sqft)
Owner	Individual Name on File
Last Sale	$72,500 (Aug 2019)
Tax Bill	$2,327 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Dec 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-12-14-31-09700-000`

Property Details

APN / Parcel Number

Primary APN	`18-12-14-31-09700-000`
Alternative APN	`0783405`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Finished Area
1st Floor Area	960 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,682 sqft (0.36 acres)
Lot Dimensions	165 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	336 sqft
Driveway	Driveway
Driveway Area	200 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Radiant

Location & Zoning

Account Number	0783405
Street Address	2305 42ND ST
City	FLORENCE
State	OR
Zip	97439-8986
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR-RESTRICTED RESIDENTIAL
Legal Description	SEC/TWN/RNG/MER:SEC 14 TWN 18 RNG 12
Legal Range	12W
Legal Township	18S
Legal Section	14
Legal Quarter	SW
Quarter-Quarter Section	NE
Legal Subdivision	PACIFIC PINES
Legal Lot Number	9700
Jurisdiction	LANE OR
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1003
Census Tract	707

Owner

2305 42nd St is owned and occupied by an individual who bought it in August 2019.

Source: Lane County records, as of October 27, 2025

Owner of Record	Individual Name on File
Mailing Address	2305 42ND ST, FLORENCE, OR 97439-8986
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2023	Deed of Trust, Mortgage · Line of Credit OREGON PACIFIC BANK
Dec 21, 2022	Deed of Trust, Mortgage · Line of Credit OREGON PACIFIC BANK
Aug 28, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2019 · Amount on File
Deed Sale	Aug 9, 2019 · Amount on File
Prior Sale	Sep 19, 2016 · Amount on File
Deed Document Number	2019-033883
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2305 42ND ST, FLORENCE, OR 97439-8986
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 42ND ST, FLORENCE, OR 97439-8986

Mortgage

Document Number	0000020320
Date	Jul 17, 2023
Instrument	2023-020320

Lender

Name	OREGON PACIFIC BANK
Type	Bank
Address	FLORENCE, OR 97439

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 11, 2033

Interest

Rate Type	Fixed Rate
Change Frequency	Monthly

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2305 42ND ST, FLORENCE, OR 97439-8986
Transaction Type	Mortgage
Record Updated	Dec 27, 2022
Title Company	FIRST AMERICAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 42ND ST, FLORENCE, OR 97439-8986

Mortgage

Document Number	0000050072
Date	Dec 21, 2022
Instrument	2022-050072

Lender

Name	OREGON PACIFIC BANK
Type	Bank
Address	FLORENCE, OR 97439

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Dec 16, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LANE OR
Property Address	2305 42ND ST, FLORENCE, OR 97439-8986
Document Number	0000052592
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 42ND ST FLORENCE OR 974398986, FLORENCE, OR 97439-8986

Mortgage

Document Number	0000052592
Date	Sep 18, 2020
Instrument	52592

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	300 Months
Due	Sep 17, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 2305 42nd St was $2,327.

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Lane County
Municipality	Florence City
Unified School District	Siuslaw School District 97J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,327.00	$170,548	$322,459 Land $79,667 Building $242,792
2023	$2,197.00 (+4.22%)	$160,759 (+3%)	$323,417 (+13.69%) Land $68,694 Building $254,723
2022	$2,108.00	$156,077	$284,468 Land $66,161 Building $218,307

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 2305 42nd St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective August 26, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2006

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 2305 42nd St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE serves 9,561 people · EPA ID OR4100299
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wind Wireless Fiber	10,000 / 10,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink.

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