2305 3rd St, Eau Claire, WI 54703 Property Records

Eau Claire County property record for 2305 3rd St, Eau Claire, WI 54703

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,920 sqft · built 1916
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$63,000 (May 2007)
Tax Bill	$4,332 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Mar 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`09-0193-000`

Property Details

APN / Parcel Number

Primary APN	`09-0193-000`
Alternative APNs	`18221-2-270918-003-2005` `221090193000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,920 sqft Living Area
Basement Area	1,416 sqft
Finished Basement	1,416 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Metal
Foundation Type	Block
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Open
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	2305 3RD ST
City	EAU CLAIRE
State	WI
Zip	54703-2953
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOT 7 BLK 2 R F WILSONS ADD
Legal Range	09W
Legal Township	27N
Legal Section	18
Legal Subdivision	R F WILSONS ADD
Legal Block	2
Legal Lot Number	7
Jurisdiction	EAU CLAIRE WI
Township / Civil Division	EAU CLAIRE
Census Block Group	3
Census Block	3004
Census Tract	1402

Owner

Source: Eau Claire County records, as of April 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2305 3RD ST, EAU CLAIRE, WI 54703-2953
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2023	Deed of Trust, Mortgage · Conventional Mortgage MARINE CU
Mar 31, 2017	Loan Modification, Mortgage NATIONSTAR MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 31, 2007 · Amount on Record
Deed Sale	May 31, 2007 · Amount on Record
Prior Sale	Jan 24, 2005 · Amount on Record
Deed Document Number	2007970131
Prior Transfer Date	May 2, 2007
Prior Transfer Doc	0000968574
Record Updated	Oct 29, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAU CLAIRE WI
Property Address	2305 3RD ST, EAU CLAIRE, WI 54703-2953
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001240067
Date	Jan 3, 2023
Instrument	1240067

Lender

Name	MARINE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	372 Months
Due	Jan 10, 2053

Interest

Rate Type	Adjustable Rate
Rate	8.48%
Adjustable	Adjustable Rate Rider
Type Change Date	Jan 1, 2020
Change Frequency	Annually
Min Rate At Change	8.48%
Max Rate At Change	10.4%
Index	1-Year CMT
Max Rate	14.4%

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	EAU CLAIRE WI
Property Address	2305 3RD ST, EAU CLAIRE, WI 54703-2953
Document Number	0001145181
Instrument Date	Mar 31, 2017
Transaction Type	Mortgage
Record Updated	May 31, 2017
Title Company	CORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 3RD ST EAU CLAIRE WI 547032953, EAU CLAIRE, WI 54703-2953

Mortgage

Document Number	0001145181
Date	May 2, 2017
Instrument	1145181

Lender

Name	NATIONSTAR MTG
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Amount	Amount Recorded
Term	480 Months
Due	May 1, 2057

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Eau Claire County assessment roll, as of April 23, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Eau Claire County
Municipality	Eau Claire City
Unified School District	Eau Claire Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,332.00	$179,300 (-) Land $18,800 Building $160,500	$234,600
2023		$179,300 Land $18,800 Building $160,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAU CLAIRE WATERWORKS serves 70,587 people · EPA ID WI6180230
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 253 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: TDS Telecom.

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