2305 20th St, Lubbock, TX 79411 Property Records

Lubbock County property record for 2305 20th St, Lubbock, TX 79411

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,511 sqft · built 1929
Lot Size	0.16 acres (7,000 sqft)
Owner	2 Company Names on Record
Tax Bill	$324 (2025)
Deeds & Mortgages	Oct 2008 Mortgage Oct 2008 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R115321`

Property Details

APN / Parcel Number

Primary APN	`R115321`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,511 sqft Living Area

Exterior

Year Built	Built 1929
Exterior Material	Brick Veneer
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	7,000 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Area	160 sqft

Location & Zoning

Street Address	2305 20TH ST
City	LUBBOCK
State	TX
Zip	79411-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	0038
Legal Description	MCCRUMMEN 2ND BLK 51 L 3
Legal Subdivision	MCCRUMMEN 2ND
Legal Block	51
Legal Lot Number	40
Jurisdiction	LUBBOCK TX
Township / Civil Division	LUBBOCK
Census Block Group	2
Census Block	2004
Census Tract	1401

Owner

Source: Lubbock County records, as of February 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	2305 20TH ST, LUBBOCK, TX 79411-1001
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Estate

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2008	Deed of Trust, Mortgage · FHA Mortgage REALTY MTG
Oct 14, 2008	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2021
Deed Sale	Feb 6, 2021
Record Updated	Jun 8, 2026

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2305 20TH ST, LUBBOCK, TX 79411-1001
Document Number	0000037787
Instrument Date	Oct 14, 2008
Transaction Type	Mortgage
Record Updated	Oct 14, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2365 20TH ST LUBBOCK TX 79411, LUBBOCK, TX 79411

Mortgage

Document Number	0000037787
Date	Sep 26, 2019
Instrument	37787

Lender

Name	REALTY MTG
Type	Mortgage Company
Address	LUBBOCK, TX 79423

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.59%

October 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUBBOCK TX
Property Address	2305 20TH ST, LUBBOCK, TX 79411-1001
Document Number	0000037788
Instrument Date	Oct 14, 2008
Transaction Type	Mortgage
Record Updated	Oct 8, 2019
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2305 20TH ST LUBBOCK TX 794111001, LUBBOCK, TX 79411-1001

Mortgage

Document Number	0000037788
Date	Sep 26, 2019
Instrument	37788

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Lubbock County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Lubbock County
Municipality	Lubbock City
Unified School District	Lubbock Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$324.00 (-2.7%) Homeowner's exemption	$140,942 (+3.13%) Land $25,000 Building $115,942	$140,942 (+3.13%) Land $25,000 Building $115,942
2024	$333.00 (+2.46%)
2023	$325.00 (+2.85%) Homeowner's exemption	$136,662 Land $13,650 Building $123,012	$136,662 Land $13,650 Building $123,012
2022	$316.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LUBBOCK PUBLIC WATER SYSTEM serves 266,450 people · EPA ID TX1520002
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 701 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Optimum Cable	940 / 35
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Telespan Fixed Wireless	100 / 40

May also be available: Metronet, T-Mobile.

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