2305 12th Ave S, Moorhead, MN 56560 Property Records

Clay County property record for 2305 12th Ave S, Moorhead, MN 56560

Property Summary

Property Type	Commercial
Lot Size	2.64 acres (115,135 sqft)
Owner	Company Name on Record
Last Sale	$625,000 (Dec 2009)
Tax Bill	$24,876 (2026)
Deeds & Mortgages	Feb 2023 Mortgage Jun 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`58.501.0070`

Property Details

APN / Parcel Number

Primary APN	`58.501.0070`

Exterior

Lot Area	115,135 sqft (2.64 acres)

Location & Zoning

Street Address	2305 12TH AVE S
City	MOORHEAD
State	MN
Zip	56560-3810
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	SUBDIVISIONNAME MOORHEAD IND PARK 1ST ADD SUBDIVISIONCD 58501 PART OF LOT 6 & 1A BEG 680.39' N OF SW CORNER OF LOT 2 BLK 2; N
Legal Range	48
Legal Township	139
Legal Section	16
Legal Subdivision	MOORHEAD IND PARK 1ST ADD
Legal Block	1
Legal Lot Number	6
Jurisdiction	CLAY MN
Township / Civil Division	MOORHEAD
Census Block Group	3
Census Block	3002
Census Tract	20600

Owner

Source: Clay County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 9495, FARGO, ND 58106-9495
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2023	Deed of Trust, Mortgage · Commercial Mortgage FRANDSEN BANK & TRUST
Jun 12, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 23, 2017	Loan Modification, Mortgage · Conventional Mortgage CORNERSTONE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2009 · Amount on Record
Deed Sale	Dec 1, 2009 · Amount on Record
Prior Sale	Aug 21, 2007 · Amount on Record
Deed Document Number	2009677249
Last Transfer Date	Jun 6, 2019
Transfer Doc	0000790256
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY MN
Property Address	2305 12TH AVE S, MOORHEAD, MN 56560-3810
Transaction Type	Mortgage
Record Updated	Mar 15, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000836169
Date	Feb 27, 2023
Instrument	836169

Lender

Name	FRANDSEN BANK & TRUST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 1, 2028

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY MN
Recording Date	Jun 12, 2019
Property Address	2305 12TH AVE S, MOORHEAD, MN 56560-3810
Document Number	0000790256
Instrument Date	Jun 6, 2019
Instrument	790256
Transaction Type	Transfer
Record Updated	Jul 3, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1.65
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 9495 FARGO ND 581069495, FARGO, ND 58106-9495

March 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CLAY MN
Property Address	2305 12TH AVE S, MOORHEAD, MN 56560-3810
Document Number	0000767017
Instrument Date	Mar 23, 2017
Transaction Type	Mortgage
Record Updated	Aug 17, 2018
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3110 8TH ST S MOORHEAD MN 565605002, MOORHEAD, MN 56560-5002

Mortgage

Document Number	0000767017
Date	Mar 27, 2017
Instrument	767017

Lender

Name	CORNERSTONE BK
Type	Bank
Address	FARGO, ND 58104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Mar 26, 2018

Tax Assessment & Valuation

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Clay County
Municipality	Moorhead City
Unified School District	Moorhead Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$24,876.00 (+8.74%)	$1,507,600 (+6.56%) Land $287,800 Building $1,219,800	$1,507,600 (+6.56%) Land $287,800 Building $1,219,800
2025		$1,414,800 (+10.27%) Land $287,800 Building $1,127,000	$1,414,800 (+10.27%) Land $287,800 Building $1,127,000
2023	$22,876.00	$1,283,000 Land $287,800 Building $995,200	$1,283,000 Land $287,800 Building $995,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1997–2009)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Apr 2009 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Apr 2009 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Moorhead serves 44,583 people · EPA ID MN1140008
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 178 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Cable · Fiber, Fixed Wireless in parts of the area	2,000 / 350
Sparklight Cable	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Otter Tail Telecom, Verizon.

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